Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Nelnet Inc
Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NYSE
IPO Date: December 11, 2003
Headquarters: 121 South 13th Street, Lincoln, NE, United States, 68508
Founder-Led: Yes — Mike Dunlap (Executive Chairman of the Board)
Key Metrics
Current Price
$130.12
Market Cap
$4.66B
Float
14.5M
Shares Outstanding
25.3M
P/E (Forward)
16.29
P/E (TTM)
11.27
Price/Sales (TTM)
2.83
vs. Analyst Target
+3.8% to analyst PT
Profit Margin
25.34%
Operating Margin (TTM)
21.42%
Revenue (TTM)
$1.65B
Earnings Growth (YoY)
-12.90%
Dividend Rate
1.3%
Analyst Target Price
$135.00 (1 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$1.37B
$352M
$979M
$649M
2021
$1.42B
$393M
$1.25B
$634M
2022
$1.82B
$407M
$1.35B
$678M
2023
$1.81B
$89.8M
$961M
$214M
2024
$1.85B
$184M
$1.11B
$361M
2025
$2.26B
$428M
$1.97B
$1.06B
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$613M
$181M
Sep 2025
$495M
$107M
Dec 2025
$504M
$57.8M
Mar 2026
$526M
$71.1M
Ownership & Float
Insider Ownership
30.6%
Institutional Ownership
48.4%
Short Float
2.4%
% of All Funds Holding
2.37%
Number of Funds Holding
195
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$131.73
Near-term / short-term trend
Weekly
40-Week SMA
$130.70
Medium-term trend
Weekly
80-Week SMA
$122.11
Cyclical trend (business cycle)
Weekly
200-Week SMA
$105.89
Secular trend (multi-year)
Monthly
10-Month SMA
$130.74
Near-term monthly trend
Monthly
20-Month SMA
$122.37
Medium-term monthly trend
Monthly
40-Month SMA
$109.08
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$130.00
support
1.25x
0 months ago
$142.00
resistance
1.11x
0 months ago
$116.00
support
1.28x
10 months ago
$106.00
support
1.40x
11 months ago
$95.00
support
1.19x
23 months ago
Historical Earnings Reactions (90 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.12%
0.00%
48.89%
9.16%
-9.10%
1 Day
0.13%
-0.15%
47.78%
12.47%
-13.43%
1 Week
1.71%
0.79%
56.67%
28.39%
-13.74%
2 Weeks
1.27%
0.78%
53.33%
79.14%
-21.18%
1 Month
2.40%
1.05%
53.93%
112.26%
-17.88%
Next earnings: July 26, 2026 (58 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-1.0%
43.5%
23
Feb
-1.6%
52.2%
23
Mar
3.6%
56.5%
23
Apr
0.2%
65.2%
23
May
2.3%
50.0%
22
Jun
1.7%
40.9%
22
Jul
2.7%
72.7%
22
Aug
2.3%
54.5%
22
Sep
-1.5%
31.8%
22
Oct
2.8%
59.1%
22
Nov
2.7%
54.5%
22
Dec
2.2%
68.2%
22
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.01%
47.2%
1057
Tuesday
0.10%
48.9%
1161
Wednesday
0.07%
49.0%
1160
Thursday
0.14%
50.9%
1136
Friday
-0.00%
48.1%
1132
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 48.4%
Insider Transactions — Smart Summary
Total insider ownership: 30.6%
Founder-led management: Mike Dunlap (Executive Chairman of the Board)
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The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
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qualitative analysis (business model, competitive moat, sector dynamics),
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share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
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