Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge rates JFIN Bearish with a Setup Score of 47, net conviction 35, actionability 62. How the Setup Score works →
| Total Setup Score | 47 |
|---|---|
| Directional Bias | Bearish |
| Net Conviction | 35 |
| Actionability | 62 (in range) |
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commerc… Read full Trend Edge analysis →
| Current Price | $2.33 |
|---|---|
| Market Cap | $123M |
| Float | 16.8M |
| Shares Outstanding | 25.3M |
| P/E (Forward) | 1.83 |
| P/E (TTM) | 0.89 |
| Price/Sales (TTM) | 0.02 |
| vs. Analyst Target | +385.4% to analyst PT |
| Profit Margin | 17.96% |
| Operating Margin (TTM) | -9.26% |
| Revenue (TTM) | $5.20B |
| Earnings Growth (YoY) | -62.40% |
| Dividend Rate | None |
| Analyst Target Price | $11.31 |
| Year | Revenue | Net Income | Gross Profit | EBITDA |
|---|---|---|---|---|
| 2020 | $1.30B | $253M | $1.06B | $325M |
| 2021 | $1.78B | $472M | $1.44B | $448M |
| 2022 | $3.27B | $1.18B | $2.71B | $1.19B |
| 2023 | $5.47B | $1.30B | $3.46B | $1.34B |
| 2024 | $5.80B | $1.06B | $3.77B | $1.27B |
| 2025 | $866M | $214M | $674M | $270M |
| Quarter | Revenue | Net Income |
|---|---|---|
| Jun 2025 | $1.89B | $519M |
| Sep 2025 | $1.47B | $376M |
| Dec 2025 | $1.08B | $99.2M |
| Mar 2026 | $1.08B | $99.2M |
| Insider Ownership | 25.5% |
|---|---|
| Institutional Ownership | 2.5% |
| Short Float | 0.9% |
| % of All Funds Holding | 0.33% |
| Number of Funds Holding | 29 |
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
| Timeframe | SMA | Value | Trend Context |
|---|---|---|---|
| Weekly | 10-Week SMA | $2.53 | Near-term / short-term trend |
| Weekly | 40-Week SMA | $4.82 | Medium-term trend |
| Weekly | 80-Week SMA | $8.61 | Cyclical trend (business cycle) |
| Weekly | 200-Week SMA | $6.68 | Secular trend (multi-year) |
| Monthly | 10-Month SMA | $4.66 | Near-term monthly trend |
| Monthly | 20-Month SMA | $8.29 | Medium-term monthly trend |
| Monthly | 40-Month SMA | $7.11 | Secular monthly trend |
Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
| Price Level | Type | Volume Ratio | Age |
|---|---|---|---|
| $4.40 | resistance | 1.09x | 1 months ago |
| $9.50 | resistance | 1.49x | 8 months ago |
| Timeframe | Avg Return | Median | Win Rate | Best | Worst |
|---|---|---|---|---|---|
| Gap | 1.68% | -0.81% | 43.33% | 53.08% | -5.37% |
| 1 Day | -0.79% | -1.43% | 33.33% | 19.87% | -15.22% |
| 1 Week | -1.44% | -2.75% | 41.38% | 27.18% | -29.47% |
| 2 Weeks | -4.44% | -5.31% | 34.48% | 18.36% | -32.01% |
| 1 Month | -7.68% | -8.49% | 31.03% | 26.33% | -43.16% |
Next earnings: August 19, 2026
| Month | Avg Return | Win Rate | Samples |
|---|---|---|---|
| Jan | 6.4% | 71.4% | 7 |
| Feb | 4.8% | 57.1% | 7 |
| Mar | 24.5% | 71.4% | 7 |
| Apr | -8.2% | 28.6% | 7 |
| May | 7.5% | 42.9% | 7 |
| Jun | 11.0% | 50.0% | 8 |
| Jul | -6.8% | 25.0% | 8 |
| Aug | -0.6% | 42.9% | 7 |
| Sep | -1.1% | 28.6% | 7 |
| Oct | -11.1% | 28.6% | 7 |
| Nov | -6.6% | 42.9% | 7 |
| Dec | -10.1% | 28.6% | 7 |
| Day | Avg Return | Win Rate | Samples |
|---|---|---|---|
| Monday | 0.44% | 45.9% | 344 |
| Tuesday | 0.23% | 47.2% | 379 |
| Wednesday | 0.43% | 47.2% | 375 |
| Thursday | -0.03% | 42.8% | 367 |
| Friday | -0.43% | 44.5% | 366 |
Institutional holder breakdown coming soon.
Total institutional ownership: 2.5%
Total insider ownership: 25.5%
Founder-led management: Dinggui Yan (Founder, Chairman & CEO)
Full insider transaction history and smart buy/sell sentiment summary available on Trend Edge.
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Get the full AI Consult analysis for JFIN on Trend Edge →