IBOC — International Bancshares Corporation

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates IBOC Bullish with a Setup Score of 81, net conviction 56, actionability 117. How the Setup Score works →

Total Setup Score81
Directional BiasBullish
Net Conviction56
Actionability117 (in range)

Key signals behind this score

About International Bancshares Corporation

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial lo… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$75.42
Market Cap$4.67B
Float56.2M
Shares Outstanding62.2M
P/E (Forward)9.81
P/E (TTM)11.13
Price/Sales (TTM)5.58
Profit Margin49.85%
Operating Margin (TTM)63.95%
Revenue (TTM)$838M
Earnings Growth (YoY)5.30%
Dividend Rate1.4%

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $578M $167M $493M $240M
2021 $620M $254M $586M $347M
2022 $713M $300M $653M $404M
2023 $970M $412M $799M $545M
2024 $1.04B $409M $802M $531M
2025 $1.05B $412M $825M $544M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $262M $100M
Sep 2025 $273M $108M
Dec 2025 $271M $107M
Mar 2026 $257M $102M

Ownership & Float

Insider Ownership13.1%
Institutional Ownership72.0%
Short Float2.8%
% of All Funds Holding3.27%
Number of Funds Holding269

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$74.12Near-term / short-term trend
Weekly40-Week SMA$70.19Medium-term trend
Weekly80-Week SMA$67.87Cyclical trend (business cycle)
Weekly200-Week SMA$58.20Secular trend (multi-year)
Monthly10-Month SMA$69.86Near-term monthly trend
Monthly20-Month SMA$67.82Medium-term monthly trend
Monthly40-Month SMA$60.55Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$72.00 support 1.49x 0 months ago
$68.00 support 1.09x 2 months ago
$58.00 support 1.11x 23 months ago

Historical Earnings Reactions (113 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.18% 0.00% 49.56% 11.63% -4.57%
1 Day 0.10% 0.18% 53.10% 8.95% -6.51%
1 Week 0.49% 0.49% 52.21% 22.45% -29.64%
2 Weeks 0.57% 0.37% 53.98% 23.57% -37.05%
1 Month 0.41% 0.54% 50.89% 33.28% -44.53%

Next earnings: August 6, 2026 (26 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.6%41.9%31
Feb-0.3%54.8%31
Mar-0.3%58.1%31
Apr5.2%61.3%31
May-0.4%58.1%31
Jun1.4%51.6%31
Jul2.4%60.0%30
Aug-0.2%46.7%30
Sep-0.3%48.4%31
Oct3.4%74.2%31
Nov4.3%71.0%31
Dec0.6%48.4%31

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.06% 47.5% 1459
Tuesday 0.15% 48.4% 1594
Wednesday -0.02% 45.2% 1592
Thursday 0.08% 47.8% 1561
Friday 0.05% 45.6% 1554

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 72.0%

Insider Transactions — Smart Summary

Total insider ownership: 13.1%

Founder-led management: Dennis E. Nixon (Chairman of the Board & President)

12-Month Insider Activity Summary

Total Filings3
Net Value-$19,350
Net Shares Change-130,000
% of Float-0.2%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
SANCHEZ ANTONIO R JR -$8.3M 1 1 sell
Norton Larry A -$720,000 1 1 sell
WAWROSKI JUDITH I TREASURER/PAO -$19,350 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-22 Norton Larry A -$720,000 Transaction at $72.00, now +4.8%
2025-09-09 WAWROSKI JUDITH I TREASURER/PAO -$19,350 Transaction at $55.45, now +36.0%
2025-08-14 SANCHEZ ANTONIO R JR -$8.3M Transaction at $69.26, now +8.9%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for International Bancshares Corporation (IBOC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for IBOC on Trend Edge →