Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About International Bancshares Corporation
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial lo… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: May 30, 1996
Headquarters: 1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Dennis E. Nixon (Chairman of the Board & President)
Key Metrics
Current Price
$73.05
Market Cap
$4.47B
Float
56.2M
Shares Outstanding
62.2M
P/E (Forward)
9.81
P/E (TTM)
10.72
Price/Sales (TTM)
5.33
Profit Margin
49.85%
Operating Margin (TTM)
63.95%
Revenue (TTM)
$838M
Earnings Growth (YoY)
5.30%
Dividend Rate
1.4%
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$578M
$167M
$493M
$240M
2021
$620M
$254M
$586M
$347M
2022
$713M
$300M
$653M
$404M
2023
$970M
$412M
$799M
$545M
2024
$1.04B
$409M
$802M
$531M
2025
$1.05B
$412M
$825M
$544M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$262M
$100M
Sep 2025
$273M
$108M
Dec 2025
$271M
$107M
Mar 2026
$257M
$102M
Ownership & Float
Insider Ownership
13.1%
Institutional Ownership
72.0%
Short Float
2.8%
% of All Funds Holding
3.27%
Number of Funds Holding
269
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$71.20
Near-term / short-term trend
Weekly
40-Week SMA
$69.46
Medium-term trend
Weekly
80-Week SMA
$67.44
Cyclical trend (business cycle)
Weekly
200-Week SMA
$57.25
Secular trend (multi-year)
Monthly
10-Month SMA
$68.84
Near-term monthly trend
Monthly
20-Month SMA
$67.02
Medium-term monthly trend
Monthly
40-Month SMA
$59.08
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$68.00
support
1.17x
0 months ago
$58.00
support
1.11x
21 months ago
$52.00
support
1.24x
25 months ago
Historical Earnings Reactions (113 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.18%
0.00%
49.56%
11.63%
-4.57%
1 Day
0.10%
0.18%
53.10%
8.95%
-6.51%
1 Week
0.49%
0.49%
52.21%
22.45%
-29.64%
2 Weeks
0.57%
0.37%
53.98%
23.57%
-37.05%
1 Month
0.41%
0.54%
50.89%
33.28%
-44.53%
Next earnings: July 26, 2026 (60 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-1.6%
41.9%
31
Feb
-0.3%
54.8%
31
Mar
-0.3%
58.1%
31
Apr
5.2%
61.3%
31
May
-0.5%
56.7%
30
Jun
1.3%
50.0%
30
Jul
2.4%
60.0%
30
Aug
-0.2%
46.7%
30
Sep
-0.3%
48.4%
31
Oct
3.4%
74.2%
31
Nov
4.3%
71.0%
31
Dec
0.6%
48.4%
31
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.06%
47.5%
1453
Tuesday
0.15%
48.3%
1588
Wednesday
-0.02%
45.1%
1586
Thursday
0.08%
47.7%
1555
Friday
0.04%
45.5%
1550
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 72.0%
Insider Transactions — Smart Summary
Total insider ownership: 13.1%
Founder-led management: Dennis E. Nixon (Chairman of the Board & President)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for International Bancshares Corporation
(IBOC) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.