HTB — HomeTrust Bancshares, Inc.

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates HTB Bullish with a Setup Score of 44, net conviction 47, actionability 42. How the Setup Score works →

Total Setup Score44
Directional BiasBullish
Net Conviction47
Actionability42 (in range)

Key signals behind this score

About HomeTrust Bancshares, Inc.

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$47.78
Market Cap$798M
Float13.2M
Shares Outstanding16.8M
P/E (Forward)11.34
P/E (TTM)12.27
Price/Sales (TTM)3.79
vs. Analyst Target+4.8% to analyst PT
Profit Margin31.62%
Operating Margin (TTM)40.49%
Revenue (TTM)$211M
Earnings Growth (YoY)17.90%
Dividend Rate0.6%
Analyst Target Price$50.06 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $167M $22.8M $126M $33.6M
2021 $160M $15.7M $152M $31.3M
2022 $155M $35.7M $151M $57.2M
2023 $216M $44.6M $171M $70.6M
2024 $266M $50.0M $186M $79.4M
2025 $295M $54.8M $195M $86.9M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $72.3M $17.2M
Sep 2025 $74.1M $16.5M
Dec 2025 $72.9M $16.1M
Mar 2026 $71.5M $16.8M

Ownership & Float

Insider Ownership10.2%
Institutional Ownership62.7%
Short Float2.3%
% of All Funds Holding1.57%
Number of Funds Holding129

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$46.35Near-term / short-term trend
Weekly40-Week SMA$43.25Medium-term trend
Weekly80-Week SMA$39.81Cyclical trend (business cycle)
Weekly200-Week SMA$31.71Secular trend (multi-year)
Monthly10-Month SMA$43.20Near-term monthly trend
Monthly20-Month SMA$39.92Medium-term monthly trend
Monthly40-Month SMA$33.18Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$38.60 support 1.00x 9 months ago
$33.30 support 1.28x 18 months ago
$30.10 support 1.41x 22 months ago
$28.00 support 1.25x 23 months ago

Historical Earnings Reactions (55 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.03% 0.00% 49.09% 3.65% -3.83%
1 Day -0.21% -0.20% 40.00% 5.14% -7.96%
1 Week 0.09% 0.25% 56.36% 7.04% -16.29%
2 Weeks 0.89% 0.75% 56.36% 14.32% -22.63%
1 Month 1.89% 1.13% 57.41% 27.40% -10.50%

Next earnings: July 28, 2026 (42 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.2%57.1%14
Feb0.2%42.9%14
Mar-3.4%57.1%14
Apr-0.7%50.0%14
May0.9%57.1%14
Jun2.6%69.2%13
Jul1.5%46.2%13
Aug0.4%50.0%14
Sep-0.2%50.0%14
Oct2.2%64.3%14
Nov4.8%71.4%14
Dec2.9%71.4%14

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 45.6% 656
Tuesday 0.06% 49.8% 719
Wednesday -0.01% 45.7% 717
Thursday 0.17% 52.1% 704
Friday 0.07% 49.3% 704

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 62.7%

Insider Transactions — Smart Summary

Total insider ownership: 10.2%

12-Month Insider Activity Summary

Total Filings6
Net Value-$1.3M
Net Shares Change0
% of Float0.0%
C-Suite Filings6
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Westbrook Hunter President, CEO -$1.2M 3 3 sell
POWELL KRISTIN Y. EVP, Consumer and BB Group Exec -$69,485.7 2 2 sell
Sprink John Francis II EVP -$55,300 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-28 POWELL KRISTIN Y. EVP, Consumer and BB Group Exec -$21,832.1 Transaction at $35.87, now +33.2%
2026-05-08 Westbrook Hunter President, CEO -$78,735.872 Transaction at $36.08, now +32.4%
2026-05-07 Westbrook Hunter President, CEO -$715,924.454 Transaction at $35.92, now +33.0%
2026-05-04 Westbrook Hunter President, CEO -$413,910 Transaction at $35.30, now +35.4%
2026-02-06 Sprink John Francis II EVP -$55,300 Transaction at $31.18, now +53.3%
2025-08-25 POWELL KRISTIN Y. EVP -$47,653.6 Transaction at $29.26, now +63.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for HomeTrust Bancshares, Inc. (HTB) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for HTB on Trend Edge →