Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Finance of America Companies Inc
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, an… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NYSE
IPO Date: April 18, 2019
Headquarters: 5830 Granite Parkway, Plano, TX, United States, 75024
Founder-Led: Yes — Brian L. Libman (Founder & Chairman of the Board)
Key Metrics
Current Price
$20.04
Market Cap
$168M
Float
3.3M
Shares Outstanding
8.9M
P/E (Forward)
4.05
P/E (TTM)
8.35
Price/Sales (TTM)
0.37
vs. Analyst Target
+24.8% to analyst PT
Profit Margin
7.20%
Operating Margin (TTM)
13.05%
Revenue (TTM)
$452M
Earnings Growth (YoY)
-64.70%
Dividend Rate
None
Analyst Target Price
$25.00 (1 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$2.39B
$518M
$1.74B
$520M
2021
$1.74B
-$1.18B
$1.71B
-$232M
2022
$687M
-$191M
-$32.4M
-$278M
2023
$1.57B
-$80.1M
$177M
-$119M
2024
$1.95B
$15.5M
$271M
$81.8M
2025
$2.13B
$45.2M
$412M
$152M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$598M
$34.9M
Sep 2025
$491M
-$9.5M
Dec 2025
$493M
-$10.4M
Mar 2026
$474M
$17.5M
Ownership & Float
Insider Ownership
52.4%
Institutional Ownership
57.1%
Short Float
18.6%
% of All Funds Holding
0.79%
Number of Funds Holding
65
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$19.89
Near-term / short-term trend
Weekly
40-Week SMA
$21.86
Medium-term trend
Weekly
80-Week SMA
$22.47
Cyclical trend (business cycle)
Weekly
200-Week SMA
$16.38
Secular trend (multi-year)
Monthly
10-Month SMA
$21.83
Near-term monthly trend
Monthly
20-Month SMA
$21.73
Medium-term monthly trend
Monthly
40-Month SMA
$16.37
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$12.10
support
3.56x
17 months ago
$7.20
support
2.11x
19 months ago
$5.00
support
1.28x
21 months ago
$4.90
support
1.66x
23 months ago
Historical Earnings Reactions (28 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.67%
0.14%
50.00%
14.65%
-21.75%
1 Day
-1.04%
0.00%
42.86%
11.16%
-28.22%
1 Week
0.84%
0.12%
53.57%
41.71%
-22.77%
2 Weeks
-0.76%
0.10%
50.00%
43.23%
-22.84%
1 Month
1.95%
0.20%
51.85%
72.40%
-33.50%
Next earnings: July 24, 2026 (56 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-1.1%
28.6%
7
Feb
-7.6%
28.6%
7
Mar
-9.2%
0.0%
7
Apr
0.9%
57.1%
7
May
1.1%
42.9%
7
Jun
-4.2%
57.1%
7
Jul
6.4%
71.4%
7
Aug
-7.4%
28.6%
7
Sep
6.4%
42.9%
7
Oct
-1.5%
42.9%
7
Nov
3.8%
42.9%
7
Dec
8.5%
71.4%
7
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.20%
44.0%
334
Tuesday
-0.07%
39.7%
370
Wednesday
0.13%
44.9%
365
Thursday
-0.04%
40.3%
357
Friday
-0.24%
41.6%
358
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 57.1%
Insider Transactions — Smart Summary
Total insider ownership: 52.4%
Founder-led management: Brian L. Libman (Founder & Chairman of the Board)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Finance of America Companies Inc
(FOA) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.