FINV — FinVolution Group

Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About FinVolution Group

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$5.50
Market Cap$1.13B
Float559.1M
Shares Outstanding122.8M
P/E (Forward)3.67
P/E (TTM)3.38
Price/Sales (TTM)0.08
vs. Analyst Target+40.6% to analyst PT
Profit Margin18.69%
Operating Margin (TTM)34.83%
Revenue (TTM)$13.61B
Earnings Growth (YoY)-38.80%
Dividend Rate0.3%
Analyst Target Price$7.73 (8 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $7.56B $1.97B $6.24B $2.40B
2021 $9.47B $2.51B $7.63B $2.68B
2022 $11.13B $2.27B $9.10B $2.58B
2023 $12.60B $2.34B $10.44B $2.45B
2024 $13.07B $2.38B $10.36B $2.62B
2025 $13.20B $2.47B $10.38B $3.02B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $3.58B $747M
Sep 2025 $3.49B $624M
Dec 2025 $2.98B $419M
Mar 2026 $2.98B $419M

Ownership & Float

Insider Ownership12.1%
Institutional Ownership52.5%
Short Float1.0%
% of All Funds Holding1.48%
Number of Funds Holding122

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$4.91Near-term / short-term trend
Weekly40-Week SMA$5.70Medium-term trend
Weekly80-Week SMA$7.00Cyclical trend (business cycle)
Weekly200-Week SMA$5.76Secular trend (multi-year)
Monthly10-Month SMA$5.79Near-term monthly trend
Monthly20-Month SMA$6.88Medium-term monthly trend
Monthly40-Month SMA$5.89Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$5.50 resistance 1.14x 1 months ago
$6.30 resistance 1.02x 5 months ago
$7.30 resistance 1.24x 6 months ago
$8.20 resistance 1.16x 7 months ago
$9.40 resistance 1.72x 9 months ago

Historical Earnings Reactions (34 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.62% -0.19% 23.53% 4.09% -6.16%
1 Day -1.29% -1.03% 26.47% 7.65% -8.79%
1 Week -2.57% -2.39% 38.24% 26.53% -28.03%
2 Weeks -4.25% -5.69% 35.29% 16.20% -30.96%
1 Month -5.14% -3.55% 38.24% 23.13% -35.65%

Next earnings: August 14, 2026 (77 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.3%44.4%9
Feb12.3%66.7%9
Mar-2.6%33.3%9
Apr0.4%33.3%9
May0.7%62.5%8
Jun7.9%62.5%8
Jul-3.8%37.5%8
Aug2.5%25.0%8
Sep-7.3%12.5%8
Oct-0.1%50.0%8
Nov0.4%50.0%8
Dec-5.0%44.4%9

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.25% 47.4% 401
Tuesday 0.25% 49.7% 443
Wednesday 0.31% 49.3% 438
Thursday 0.14% 48.8% 430
Friday -0.25% 43.5% 432

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 52.5%

Insider Transactions — Smart Summary

Total insider ownership: 12.1%

Founder-led management: Shao Feng Gu (Co-founder, Chairman and Chief Innovation Officer), Tiezheng Li (Co-Founder, Chief Executive Officer and Vice Chairman), Jun Zhang (Co-Founder and Director), Hong Hui Hu (Co-founder and Director)

Full insider transaction history and smart buy/sell sentiment summary available on Trend Edge.

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for FinVolution Group (FINV) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FINV on Trend Edge →