RS Breakdown — momZ +1.45 · low 0w×1.00 · vs industry
About FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NYSE
IPO Date: November 10, 2017
Headquarters: Building G1, Shanghai, China, 201203
Founder-Led: Yes — Shao Feng Gu (Co-founder, Chairman and Chief Innovation Officer), Tiezheng Li (Co-Founder, Chief Executive Officer and Vice Chairman), Jun Zhang (Co-Founder and Director), Hong Hui Hu (Co-founder and Director)
Key Metrics
Current Price
$4.54
Market Cap
$1.12B
Float
109.8M
Shares Outstanding
122.8M
P/E (Forward)
3.67
P/E (TTM)
3.80
Price/Sales (TTM)
0.08
vs. Analyst Target
+60.1% to analyst PT
Profit Margin
16.58%
Operating Margin (TTM)
43.72%
Revenue (TTM)
$13.34B
Earnings Growth (YoY)
-42.10%
Dividend Rate
0.3%
Analyst Target Price
$7.27 (8 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$7.56B
$1.97B
$6.24B
$2.40B
2021
$9.47B
$2.51B
$7.63B
$2.68B
2022
$11.13B
$2.27B
$9.10B
$2.58B
2023
$12.60B
$2.34B
$10.44B
$2.45B
2024
$13.07B
$2.38B
$10.36B
$2.62B
2025
$13.20B
$2.47B
$10.38B
$3.11B
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$3.58B
$747M
Sep 2025
$3.49B
$624M
Dec 2025
$2.98B
$419M
Mar 2026
$3.19B
$413M
Ownership & Float
Insider Ownership
12.1%
Institutional Ownership
52.5%
Short Float
5.0%
% of All Funds Holding
1.48%
Number of Funds Holding
122
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$4.85
Near-term / short-term trend
Weekly
40-Week SMA
$5.26
Medium-term trend
Weekly
80-Week SMA
$6.85
Cyclical trend (business cycle)
Weekly
200-Week SMA
$5.76
Secular trend (multi-year)
Monthly
10-Month SMA
$5.14
Near-term monthly trend
Monthly
20-Month SMA
$6.68
Medium-term monthly trend
Monthly
40-Month SMA
$5.89
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$5.50
resistance
1.14x
3 months ago
$6.30
resistance
1.02x
7 months ago
$7.30
resistance
1.24x
8 months ago
$8.20
resistance
1.16x
9 months ago
$9.40
resistance
1.72x
11 months ago
Historical Earnings Reactions (35 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.62%
-0.21%
22.86%
4.09%
-6.16%
1 Day
-0.94%
-1.02%
28.57%
11.11%
-8.79%
1 Week
-2.40%
-2.11%
40.00%
26.53%
-28.03%
2 Weeks
-4.16%
-5.64%
34.29%
16.20%
-30.96%
1 Month
-5.14%
-3.55%
38.24%
23.13%
-35.65%
Next earnings: August 19, 2026 (37 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
1.3%
44.4%
9
Feb
12.3%
66.7%
9
Mar
-2.6%
33.3%
9
Apr
0.4%
33.3%
9
May
1.3%
66.7%
9
Jun
6.1%
55.6%
9
Jul
-3.8%
37.5%
8
Aug
2.5%
25.0%
8
Sep
-7.3%
12.5%
8
Oct
-0.1%
50.0%
8
Nov
0.4%
50.0%
8
Dec
-5.0%
44.4%
9
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.25%
47.4%
407
Tuesday
0.24%
49.8%
448
Wednesday
0.34%
49.5%
444
Thursday
0.11%
48.4%
436
Friday
-0.24%
43.8%
436
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 52.5%
Insider Transactions — Smart Summary
Total insider ownership: 12.1%
Founder-led management: Shao Feng Gu (Co-founder, Chairman and Chief Innovation Officer), Tiezheng Li (Co-Founder, Chief Executive Officer and Vice Chairman), Jun Zhang (Co-Founder and Director), Hong Hui Hu (Co-founder and Director)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for FinVolution Group
(FINV) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.