RS Breakdown — momZ +1.37 · low 1w×1.00 · vs industry
About FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NYSE
IPO Date: November 10, 2017
Headquarters: Building G1, Shanghai, China, 201203
Founder-Led: Yes — Shao Feng Gu (Co-founder, Chairman and Chief Innovation Officer), Tiezheng Li (Co-Founder, Chief Executive Officer and Vice Chairman), Jun Zhang (Co-Founder and Director), Hong Hui Hu (Co-founder and Director)
Key Metrics
Current Price
$3.06
Market Cap
$741M
Float
109.5M
Shares Outstanding
122.8M
P/E (Forward)
3.67
P/E (TTM)
2.96
Price/Sales (TTM)
0.06
vs. Analyst Target
+82.9% to analyst PT
Profit Margin
14.48%
Operating Margin (TTM)
50.01%
Revenue (TTM)
$13.16B
Earnings Growth (YoY)
-35.70%
Dividend Rate
0.3%
Analyst Target Price
$5.60 (6 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$7.56B
$1.97B
$6.24B
$2.40B
2021
$9.47B
$2.51B
$7.63B
$2.68B
2022
$11.13B
$2.27B
$9.10B
$2.58B
2023
$12.60B
$2.34B
$10.44B
$2.45B
2024
$13.07B
$2.38B
$10.36B
$2.62B
2025
$13.20B
$2.47B
$10.38B
$3.11B
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$3.49B
$624M
Dec 2025
$2.98B
$419M
Mar 2026
$3.19B
$413M
Jun 2026
$3.39B
$440M
Ownership & Float
Insider Ownership
11.4%
Institutional Ownership
44.7%
Short Float
4.5%
% of All Funds Holding
1.42%
Number of Funds Holding
125
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$3.61
Near-term / short-term trend
Weekly
40-Week SMA
$4.67
Medium-term trend
Weekly
80-Week SMA
$6.15
Cyclical trend (business cycle)
Weekly
200-Week SMA
$5.72
Secular trend (multi-year)
Monthly
10-Month SMA
$4.51
Near-term monthly trend
Monthly
20-Month SMA
$6.05
Medium-term monthly trend
Monthly
40-Month SMA
$5.83
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$3.50
resistance
1.15x
0 months ago
$5.50
resistance
1.14x
6 months ago
$6.30
resistance
1.02x
10 months ago
$7.30
resistance
1.24x
11 months ago
$8.20
resistance
1.16x
12 months ago
Historical Earnings Reactions (36 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.61%
-0.21%
22.22%
4.09%
-6.16%
1 Day
-0.69%
-0.90%
30.56%
11.11%
-8.79%
1 Week
-2.33%
-2.01%
38.89%
26.53%
-28.03%
2 Weeks
-4.15%
-4.73%
33.33%
16.20%
-30.96%
1 Month
-5.29%
-4.24%
36.11%
23.13%
-35.65%
Next earnings: November 18, 2026 (38 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
1.3%
44.4%
9
Feb
12.3%
66.7%
9
Mar
-2.6%
33.3%
9
Apr
0.4%
33.3%
9
May
1.3%
66.7%
9
Jun
6.1%
55.6%
9
Jul
-3.2%
44.4%
9
Aug
-0.4%
22.2%
9
Sep
-8.4%
11.1%
9
Oct
-0.1%
50.0%
8
Nov
0.4%
50.0%
8
Dec
-5.0%
44.4%
9
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.22%
47.5%
419
Tuesday
0.19%
49.7%
461
Wednesday
0.34%
49.5%
457
Thursday
0.08%
47.9%
449
Friday
-0.30%
43.4%
449
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 44.7%
Insider Transactions — Smart Summary
Total insider ownership: 11.4%
Founder-led management: Shao Feng Gu (Co-founder, Chairman and Chief Innovation Officer), Tiezheng Li (Co-Founder, Chief Executive Officer and Vice Chairman), Jun Zhang (Co-Founder and Director), Hong Hui Hu (Co-founder and Director)
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