FCFS — FirstCash Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About FirstCash Inc

FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical inst… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$232.05
Market Cap$9.92B
Float40.1M
Shares Outstanding43.8M
P/E (Forward)20.92
P/E (TTM)28.32
Price/Sales (TTM)2.56
vs. Analyst Target+4.0% to analyst PT
Profit Margin9.15%
Operating Margin (TTM)16.70%
Revenue (TTM)$3.88B
Earnings Growth (YoY)29.90%
Dividend Rate1.7%
Analyst Target Price$241.40 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $1.63B $107M $911M $215M
2021 $1.70B $125M $919M $258M
2022 $2.73B $253M $1.26B $852M
2023 $3.15B $219M $1.51B $907M
2024 $3.39B $259M $1.63B $986M
2025 $3.66B $330M $1.89B $1.00B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $831M $59.8M
Sep 2025 $936M $82.8M
Dec 2025 $1.06B $104M
Mar 2026 $1.05B $108M

Ownership & Float

Insider Ownership8.4%
Institutional Ownership96.3%
Short Float3.1%
% of All Funds Holding5.27%
Number of Funds Holding433

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$215.17Near-term / short-term trend
Weekly40-Week SMA$177.01Medium-term trend
Weekly80-Week SMA$148.97Cyclical trend (business cycle)
Weekly200-Week SMA$120.66Secular trend (multi-year)
Monthly10-Month SMA$178.35Near-term monthly trend
Monthly20-Month SMA$148.58Medium-term monthly trend
Monthly40-Month SMA$127.59Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$189.00 support 1.21x 0 months ago
$134.00 support 1.07x 8 months ago
$120.00 support 1.65x 12 months ago
$113.00 support 1.07x 13 months ago

Historical Earnings Reactions (120 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.29% 0.15% 55.00% 5.25% -5.97%
1 Day 0.50% 0.15% 51.67% 17.47% -12.91%
1 Week 1.02% 0.89% 57.50% 19.44% -17.74%
2 Weeks 0.81% 0.01% 50.00% 26.31% -11.38%
1 Month 0.00% 0.44% 51.26% 40.07% -25.98%

Next earnings: July 30, 2026 (64 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.7%51.4%35
Feb2.2%45.7%35
Mar2.9%54.3%35
Apr4.8%71.4%35
May1.7%55.9%34
Jun-0.7%41.2%34
Jul4.1%51.4%35
Aug-0.7%51.4%35
Sep1.7%57.1%35
Oct1.2%54.3%35
Nov1.6%51.4%35
Dec3.3%57.1%35

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.06% 44.2% 1657
Tuesday 0.04% 46.2% 1808
Wednesday 0.16% 48.2% 1804
Thursday 0.21% 47.4% 1770
Friday 0.15% 47.7% 1762

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 96.3%

Insider Transactions — Smart Summary

Total insider ownership: 8.4%

12-Month Insider Activity Summary

Total Filings19
Net Value-$31.1M
Net Shares Change-223,900
% of Float-0.6%
C-Suite Filings16
Clusters Detected3

Key Insiders

NameTitleNet ValueFilingsActivity
WESSEL RICK L Vice-Chairman and CEO -$13.9M 1 N/A
Stuart Thomas Brent President and COO -$4.1M 2 N/A
Hambleton Howard F AFF President -$2.6M 4 1 sell
GRAVES JAMES H -$807,360 1 1 sell
Garrett Paula K -$326,100 1 1 sell
Owen Randel G -$228,300 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-11-19 – 2025-11-20 4 4 -$5.8M 3 C-suite
2026-02-06 – 2026-02-18 5 3 -$4.8M 5 C-suite
2026-05-19 – 2026-05-19 3 3 -$3.6M 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-01 Garrett Paula K -$326,100 Transaction at $217.40, now +6.7%
2025-06-10 Hambleton Howard F AFF President -$510,627 Transaction at $130.93, now +77.2%
2025-08-05 GRAVES JAMES H -$807,360 Transaction at $134.56, now +72.5%
2026-05-19 Stuart Thomas Brent President and COO -$2.3M Transaction at $228.49, now +1.6%
2026-05-19 Hambleton Howard F AFF President -$679,230 Transaction at $226.41, now +2.5%
2026-02-18 Hambleton Howard F AFF President -$740,480 Transaction at $185.12, now +25.4%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for FirstCash Inc (FCFS) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FCFS on Trend Edge →