Seasonal Tailwind — september med 1.4% (mag 1/3) · posClose 57.58% (rel 1/3) · n33 ×0.5 = 2.5
Founder-Led — founder/CEO led
About Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit … Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NASDAQ
IPO Date: October 22, 1992
Headquarters: 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169
Founder-Led: Yes — Charles E. Bradley Jr. (CEO & Chairman)
Key Metrics
Current Price
$9.26
Market Cap
$209M
Float
9.1M
Shares Outstanding
21.7M
P/E (Forward)
5.21
P/E (TTM)
11.32
Price/Sales (TTM)
1.03
vs. Analyst Target
+51.2% to analyst PT
Profit Margin
9.95%
Operating Margin (TTM)
15.36%
Revenue (TTM)
$203M
Earnings Growth (YoY)
26.30%
Dividend Rate
None
Analyst Target Price
$14.00
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$271M
$21.7M
$156M
$21.9M
2021
$268M
$47.5M
$207M
$67.4M
2022
$330M
$86.0M
$270M
$118M
2023
$352M
$45.3M
$228M
$61.9M
2024
$394M
$19.2M
$208M
$28.3M
2025
$428M
$19.3M
$426M
$260M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$110M
$4.8M
Sep 2025
$108M
$4.9M
Dec 2025
$109M
$5.0M
Mar 2026
$112M
$5.5M
Ownership & Float
Insider Ownership
33.4%
Institutional Ownership
46.2%
Short Float
1.6%
% of All Funds Holding
0.63%
Number of Funds Holding
52
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$9.71
Near-term / short-term trend
Weekly
40-Week SMA
$8.77
Medium-term trend
Weekly
80-Week SMA
$9.04
Cyclical trend (business cycle)
Weekly
200-Week SMA
$9.26
Secular trend (multi-year)
Monthly
10-Month SMA
$8.83
Near-term monthly trend
Monthly
20-Month SMA
$9.06
Medium-term monthly trend
Monthly
40-Month SMA
$9.34
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$7.70
support
1.09x
2 months ago
$7.60
support
1.43x
8 months ago
Historical Earnings Reactions (118 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.17%
0.00%
44.07%
13.33%
-16.00%
1 Day
0.01%
0.00%
45.76%
31.16%
-25.00%
1 Week
-0.09%
-0.47%
45.76%
30.00%
-28.91%
2 Weeks
0.27%
-0.61%
45.76%
57.57%
-39.62%
1 Month
0.98%
0.16%
50.43%
106.38%
-44.23%
Next earnings: August 10, 2026 (30 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
5.1%
58.8%
34
Feb
0.8%
47.1%
34
Mar
-1.6%
35.3%
34
Apr
6.3%
55.9%
34
May
3.0%
47.1%
34
Jun
-2.4%
50.0%
34
Jul
3.5%
45.5%
33
Aug
-2.3%
36.4%
33
Sep
4.1%
57.6%
33
Oct
2.3%
51.5%
33
Nov
4.4%
50.0%
34
Dec
2.4%
50.0%
34
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.10%
42.2%
1596
Tuesday
0.19%
44.1%
1742
Wednesday
0.15%
45.3%
1740
Thursday
0.25%
44.5%
1706
Friday
0.21%
43.1%
1697
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 46.2%
Insider Transactions — Smart Summary
Total insider ownership: 33.4%
Founder-led management: Charles E. Bradley Jr. (CEO & Chairman)
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