AVBC — Avidia Bancorp, Inc.

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates AVBC Bullish with a Setup Score of 44, net conviction 31, actionability 62. How the Setup Score works →

Total Setup Score44
Directional BiasBullish
Net Conviction31
Actionability62 (in range)

Key signals behind this score

About Avidia Bancorp, Inc.

Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers. The company offers savings and checking, certificates of deposit, individual retirement, money market, demand deposit, and interest-bearing and noninterest-bearing checking accounts. It also provides savings, checking, debit cards, credit cards, youth accounts, veterans checking, mobile banking,… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$19.97
Market Cap$378M
Float17.9M
Shares Outstanding18.6M
P/E (Forward)15.53
P/E (TTM)26.42
Price/Sales (TTM)3.63
Profit Margin13.75%
Operating Margin (TTM)32.11%
Revenue (TTM)$104M
Dividend Rate0.1%

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $73.0M $11.7M $73.0M N/A
2021 $87.1M $17.4M $87.1M N/A
2022 $88.9M $9.0M $88.9M N/A
2023 $125M $12.4M $82.9M $19.5M
2024 $141M $11.5M $88.5M $18.4M
2025 $148M -$3.3M $82.1M -$5.7M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $37.1M $3.9M
Sep 2025 $38.4M -$907,000
Dec 2025 $37.5M $5.3M
Mar 2026 $37.9M $6.0M

Ownership & Float

Insider Ownership11.2%
Institutional Ownership32.4%
Short Float0.3%
% of All Funds Holding0.75%
Number of Funds Holding62

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$19.88Near-term / short-term trend
Weekly40-Week SMA$17.81Medium-term trend
Weekly80-Week SMA$0.00Cyclical trend (business cycle)
Weekly200-Week SMA$0.00Secular trend (multi-year)
Monthly10-Month SMA$17.90Near-term monthly trend
Monthly20-Month SMA$0.00Medium-term monthly trend
Monthly40-Month SMA$0.00Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Volume shelf data not available.

Historical Earnings Reactions (4 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.26% -0.17% 50.00% 0.67% -1.38%
1 Day 1.04% 0.22% 50.00% 4.06% -0.34%
1 Week 0.57% 0.61% 50.00% 2.88% -1.82%
2 Weeks -0.47% 1.57% 75.00% 2.89% -7.89%
1 Month 4.11% 4.00% 100.00% 6.24% 2.08%

Next earnings: July 23, 2026 (37 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 32.4%

Insider Transactions — Smart Summary

Total insider ownership: 11.2%

12-Month Insider Activity Summary

Total Filings66
Net Value+$3.2M
Net Shares Change267,563
% of Float1.5%
C-Suite Filings56
Clusters Detected7

Key Insiders

NameTitleNet ValueFilingsActivity
GILLES MICHAEL O +$97,496 1 2 buy
Cozzone Robert D President and CEO +$79,996.659 2 2 buy
Karmelek Nicolas EVP and CRO +$50,426.04 2 2 buy
Jensen Barry H EVP and Chief Admin Officer +$49,930 3 3 buy
Doane Thomas EVP- Human Resources +$43,166.4 1 1 buy
Nelson Jonathan Michael CFO and Treasurer +$20,128.394 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-05 – 2025-08-18 15 8 +$1.8M 13 C-suite
2025-08-21 – 2025-09-03 7 3 +$487,531.538 7 C-suite
2025-10-31 – 2025-11-13 8 3 +$502,304.496 7 C-suite
2025-11-18 – 2025-12-01 5 5 +$225,842.673 3 C-suite
2026-03-03 – 2026-03-13 7 6 +$154,238.699 6 C-suite
2026-04-29 – 2026-05-11 7 5 +$275,821.44 5 C-suite
2026-05-15 – 2026-05-19 4 3 +$156,556.259 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-15 GILLES MICHAEL O +$97,496 Transaction at $19.50, now +2.4%
2026-06-03 Nelson Jonathan Michael CFO and Treasurer +$20,128.394 Transaction at $18.90, now +5.7%
2026-06-01 Cozzone Robert D President and CEO +$40,006.4 Transaction at $18.80, now +6.2%
2026-05-19 Jensen Barry H EVP and Chief Admin Officer +$9,440 Transaction at $18.88, now +5.8%
2026-04-29 Doane Thomas EVP- Human Resources +$43,166.4 Transaction at $21.16, now -5.6%
2026-05-15 Cozzone Robert D President and CEO +$39,990.259 Transaction at $19.77, now +1.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Avidia Bancorp, Inc. (AVBC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for AVBC on Trend Edge →