Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and it… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NASDAQ
IPO Date: April 23, 1999
Headquarters: Five Concourse Parkway, Atlanta, GA, United States, 30328
Founder-Led: Yes — David G. Hanna (Executive Chairman)
Key Metrics
Current Price
$88.56
Market Cap
$1.23B
Float
5.2M
Shares Outstanding
15.1M
P/E (Forward)
7.87
P/E (TTM)
11.49
Price/Sales (TTM)
1.96
vs. Analyst Target
+17.4% to analyst PT
Profit Margin
21.44%
Operating Margin (TTM)
31.00%
Revenue (TTM)
$629M
Earnings Growth (YoY)
50.20%
Dividend Rate
None
Analyst Target Price
$104.00 (7 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$392M
$94.1M
$198M
$122M
2021
$454M
$178M
$363M
$222M
2022
$374M
$136M
$291M
$154M
2023
$366M
$103M
$254M
$133M
2024
$460M
$111M
$283M
$144M
2025
$704M
$122M
$396M
$170M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$143M
$30.6M
Sep 2025
$179M
$25.0M
Dec 2025
$248M
$35.1M
Mar 2026
$680M
$44.2M
Ownership & Float
Insider Ownership
65.5%
Institutional Ownership
25.0%
Short Float
8.2%
% of All Funds Holding
1.18%
Number of Funds Holding
97
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$73.11
Near-term / short-term trend
Weekly
40-Week SMA
$62.81
Medium-term trend
Weekly
80-Week SMA
$58.65
Cyclical trend (business cycle)
Weekly
200-Week SMA
$42.51
Secular trend (multi-year)
Monthly
10-Month SMA
$63.07
Near-term monthly trend
Monthly
20-Month SMA
$57.79
Medium-term monthly trend
Monthly
40-Month SMA
$45.24
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$37.10
support
2.11x
17 months ago
$28.10
support
1.17x
21 months ago
Historical Earnings Reactions (108 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.05%
0.00%
47.22%
21.05%
-16.61%
1 Day
0.58%
0.30%
51.85%
33.00%
-41.02%
1 Week
-0.55%
-0.83%
48.15%
34.39%
-38.98%
2 Weeks
0.14%
-0.99%
44.86%
40.16%
-36.95%
1 Month
4.65%
-0.34%
48.60%
71.25%
-42.03%
Next earnings: May 14, 2026
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-3.0%
44.4%
27
Feb
-4.0%
40.7%
27
Mar
-0.6%
37.0%
27
Apr
8.3%
63.0%
27
May
0.2%
44.4%
27
Jun
-0.8%
51.9%
27
Jul
5.9%
63.0%
27
Aug
6.2%
51.9%
27
Sep
-1.9%
40.7%
27
Oct
-1.0%
44.4%
27
Nov
9.7%
70.4%
27
Dec
11.0%
59.3%
27
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.16%
47.0%
1278
Tuesday
0.48%
49.4%
1398
Wednesday
0.02%
46.5%
1398
Thursday
-0.01%
46.4%
1371
Friday
0.29%
47.6%
1367
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 25.0%
Insider Transactions — Smart Summary
Total insider ownership: 65.5%
Founder-led management: David G. Hanna (Executive Chairman)
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The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
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share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
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