Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About United Fire Group Inc
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Insurance-Property & Casualty
Exchange: NASDAQ
IPO Date: March 26, 1990
Headquarters: 118 Second Avenue SE, Cedar Rapids, IA, United States, 52401
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$45.04
Market Cap
$1.23B
Float
22.2M
Shares Outstanding
25.7M
P/E (Forward)
14.10
P/E (TTM)
9.68
Price/Sales (TTM)
0.87
vs. Analyst Target
+13.2% to analyst PT
Profit Margin
9.16%
Operating Margin (TTM)
11.15%
Revenue (TTM)
$1.42B
Earnings Growth (YoY)
71.60%
Dividend Rate
0.8%
Analyst Target Price
$51.00 (2 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$1.08B
-$113M
-$1.5M
-$163M
2021
$1.06B
$80.6M
$201M
$107M
2022
$988M
$15.0M
$138M
$22.9M
2023
$1.10B
-$29.7M
$83.9M
-$26.0M
2024
$1.25B
$62.0M
$226M
$95.2M
2025
$1.39B
$118M
$622M
$159M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$337M
$22.9M
Sep 2025
$354M
$39.2M
Dec 2025
$366M
$38.4M
Mar 2026
$369M
$30.1M
Ownership & Float
Insider Ownership
17.4%
Institutional Ownership
68.7%
Short Float
1.4%
% of All Funds Holding
2.46%
Number of Funds Holding
202
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$42.21
Near-term / short-term trend
Weekly
40-Week SMA
$36.59
Medium-term trend
Weekly
80-Week SMA
$32.31
Cyclical trend (business cycle)
Weekly
200-Week SMA
$27.23
Secular trend (multi-year)
Monthly
10-Month SMA
$36.15
Near-term monthly trend
Monthly
20-Month SMA
$31.70
Medium-term monthly trend
Monthly
40-Month SMA
$27.05
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for United Fire Group Inc
(UFCS) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.