Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Trupanion Inc
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Insurance-Property & Casualty
Exchange: NASDAQ
IPO Date: July 18, 2014
Headquarters: 6100 4th Avenue South, Seattle, WA, United States, 98108
Founder-Led: Yes — Darryl Rawlings (Founder, CEO & Chair of the Board)
Key Metrics
Current Price
$22.15
Market Cap
$953M
Float
33.3M
Shares Outstanding
43.6M
P/E (Forward)
1,428.57
P/E (TTM)
37.03
Price/Sales (TTM)
0.64
vs. Analyst Target
+79.5% to analyst PT
Profit Margin
1.74%
Operating Margin (TTM)
1.24%
Revenue (TTM)
$1.48B
Earnings Growth (YoY)
235.10%
Dividend Rate
None
Analyst Target Price
$39.75 (6 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$502M
-$5.8M
$81.9M
$2.7M
2021
$699M
-$35.5M
$104M
-$23.2M
2022
$905M
-$44.7M
$122M
-$29.0M
2023
$1.11B
-$44.7M
$131M
-$20.5M
2024
$1.29B
-$9.6M
$179M
$21.3M
2025
$1.44B
$19.4M
$410M
$51.6M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$354M
$9.4M
Sep 2025
$367M
$5.9M
Dec 2025
$377M
$5.6M
Mar 2026
$384M
$4.9M
Ownership & Float
Insider Ownership
15.7%
Institutional Ownership
79.1%
Short Float
11.1%
% of All Funds Holding
2.20%
Number of Funds Holding
181
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$24.67
Near-term / short-term trend
Weekly
40-Week SMA
$33.58
Medium-term trend
Weekly
80-Week SMA
$39.67
Cyclical trend (business cycle)
Weekly
200-Week SMA
$38.98
Secular trend (multi-year)
Monthly
10-Month SMA
$33.26
Near-term monthly trend
Monthly
20-Month SMA
$39.73
Medium-term monthly trend
Monthly
40-Month SMA
$35.70
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$31.90
resistance
1.21x
2 months ago
Historical Earnings Reactions (48 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-1.44%
-1.24%
43.75%
16.92%
-33.24%
1 Day
-0.83%
-0.58%
43.75%
23.49%
-35.15%
1 Week
0.57%
-1.41%
43.75%
47.41%
-41.14%
2 Weeks
0.81%
-2.80%
45.83%
43.05%
-41.72%
1 Month
1.87%
-0.89%
48.94%
45.42%
-36.86%
Next earnings: July 19, 2026 (50 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-3.1%
41.7%
12
Feb
-4.6%
33.3%
12
Mar
-3.6%
50.0%
12
Apr
-2.7%
41.7%
12
May
10.5%
81.8%
11
Jun
9.4%
54.5%
11
Jul
9.3%
63.6%
11
Aug
-2.4%
25.0%
12
Sep
0.8%
41.7%
12
Oct
-5.4%
25.0%
12
Nov
13.6%
75.0%
12
Dec
4.2%
58.3%
12
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.09%
49.5%
558
Tuesday
0.17%
49.3%
615
Wednesday
0.20%
47.6%
611
Thursday
-0.05%
49.2%
598
Friday
0.05%
49.7%
598
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 79.1%
Insider Transactions — Smart Summary
Total insider ownership: 15.7%
Founder-led management: Darryl Rawlings (Founder, CEO & Chair of the Board)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Trupanion Inc
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The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
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AI Consult identifies the highest-probability signal from the current trend.