TRU — TransUnion

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About TransUnion

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analyt… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$70.66
Market Cap$13.66B
Float191.6M
Shares Outstanding192.8M
P/E (Forward)14.39
P/E (TTM)19.62
Price/Sales (TTM)2.89
vs. Analyst Target+29.3% to analyst PT
Profit Margin14.90%
Operating Margin (TTM)19.65%
Revenue (TTM)$4.73B
Earnings Growth (YoY)172.00%
Dividend Rate0.5%
Analyst Target Price$91.33 (20 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $2.53B $343M $1.68B $863M
2021 $2.96B $1.39B $1.94B $995M
2022 $3.71B $266M $2.32B $1.13B
2023 $3.83B -$206M $2.31B $667M
2024 $4.18B $284M $2.51B $1.20B
2025 $4.58B $455M $2.70B $1.45B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.14B $110M
Sep 2025 $1.17B $96.6M
Dec 2025 $1.17B $101M
Mar 2026 $1.25B $397M

Ownership & Float

Insider Ownership0.4%
Institutional Ownership115.8%
Short Float4.4%
% of All Funds Holding6.40%
Number of Funds Holding526

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$70.38Near-term / short-term trend
Weekly40-Week SMA$79.60Medium-term trend
Weekly80-Week SMA$84.64Cyclical trend (business cycle)
Weekly200-Week SMA$77.84Secular trend (multi-year)
Monthly10-Month SMA$79.26Near-term monthly trend
Monthly20-Month SMA$85.73Medium-term monthly trend
Monthly40-Month SMA$80.07Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$76.00 resistance 1.04x 1 months ago

Historical Earnings Reactions (44 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.62% 0.30% 61.36% 12.13% -3.46%
1 Day 1.03% 0.42% 54.55% 17.37% -7.06%
1 Week 0.83% 0.78% 63.64% 23.55% -11.54%
2 Weeks 1.36% 0.65% 59.09% 25.00% -10.39%
1 Month 2.01% 2.81% 67.44% 23.27% -43.99%

Next earnings: July 17, 2026 (51 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.4%63.6%11
Feb0.4%36.4%11
Mar-1.6%54.5%11
Apr5.1%72.7%11
May3.7%70.0%10
Jun2.7%80.0%10
Jul5.5%72.7%11
Aug0.6%72.7%11
Sep-4.0%18.2%11
Oct-4.8%36.4%11
Nov5.4%63.6%11
Dec1.1%54.5%11

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.02% 50.1% 513
Tuesday -0.02% 49.6% 564
Wednesday 0.26% 56.0% 561
Thursday 0.06% 51.4% 551
Friday -0.02% 50.2% 550

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 115.8%

Insider Transactions — Smart Summary

Total insider ownership: 0.4%

12-Month Insider Activity Summary

Total Filings25
Net Value-$5.2M
Net Shares Change-22,847
% of Float-0.0%
C-Suite Filings25
Clusters Detected3

Key Insiders

NameTitleNet ValueFilingsActivity
CHAOUKI STEVEN M President, US Markets -$1.9M 3 N/A
RUSSELL HEATHER J EVP, Chief Legal Officer -$953,687.16 3 N/A
Skinner Todd C. President, International -$766,231.95 2 N/A
Chambers Tiffani EVP, Chief Operations Officer -$371,348 1 N/A
Williams Jennifer A. SVP, Chief Accounting Officer -$134,320 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-27 – 2025-09-08 4 3 -$692,205.54 4 C-suite
2026-03-03 – 2026-03-09 4 4 -$2.4M 4 C-suite
2026-04-22 – 2026-05-04 3 3 -$554,255 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-03 CHAOUKI STEVEN M President, US Markets -$1.2M Transaction at $77.59, now -8.9%
2026-03-05 Williams Jennifer A. SVP, Chief Accounting Officer -$134,320 Transaction at $80.00, now -11.7%
2026-03-03 Skinner Todd C. President, International -$730,266.95 Transaction at $77.59, now -8.9%
2026-05-04 CHAOUKI STEVEN M President, US Markets -$359,650 Transaction at $71.93, now -1.8%
2026-04-06 CHAOUKI STEVEN M President, US Markets -$350,000 Transaction at $70.00, now +0.9%
2026-03-09 RUSSELL HEATHER J EVP, Chief Legal Officer -$314,663.79 Transaction at $77.37, now -8.7%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for TransUnion (TRU) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for TRU on Trend Edge →