Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge Setup Score
Trend Edge rates RPAY Bearish with a Setup Score of 45, net conviction 21, actionability 97. How the Setup Score works →
Total Setup Score
45
Directional Bias
Bearish
Net Conviction
21
Actionability
97 (in range)
Key signals behind this score
40wk Downtrend — trend only (sma 3.51 vs px 3.84)
80wk Downtrend — falling+below (sma 4.25 vs px 3.84)
200wk Downtrend — falling+below (sma 6.62 vs px 3.84)
Funds Distributing — momZ +0.63 · 1.57→1.58
RS Breakdown — momZ +0.20 · low 21w×0.86 · vs industry
About Repay Holdings Corp
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wal… Read full Trend Edge analysis →
Sector: Technology
Industry: Software-Infrastructure
Exchange: NASDAQ
IPO Date: July 17, 2018
Headquarters: 3060 Peachtree Road NW, Atlanta, GA, United States, 30305
Founder-Led: Yes — John Morris (Chief Executive Officer, Co-Founder & Director), Shaler Alias (President, Co-Founder & Director)
Key Metrics
Current Price
$3.84
Market Cap
$340M
Float
42.3M
Shares Outstanding
82.9M
P/E (Forward)
4.19
Price/Sales (TTM)
1.01
vs. Analyst Target
+78.4% to analyst PT
Profit Margin
-49.57%
Operating Margin (TTM)
-3.23%
Revenue (TTM)
$338M
Dividend Rate
None
Analyst Target Price
$6.85 (11 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$155M
-$106M
$114M
$26.3M
2021
$219M
-$50.1M
$164M
$35.3M
2022
$279M
$12.8M
$214M
$127M
2023
$297M
-$110M
$227M
$58.5M
2024
$313M
-$10.2M
$241M
$101M
2025
$309M
-$257M
$232M
-$161M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$77.7M
-$6.4M
Dec 2025
$78.6M
-$140M
Mar 2026
$80.8M
-$9.9M
Jun 2026
$101M
-$11.0M
Ownership & Float
Insider Ownership
12.2%
Institutional Ownership
100.8%
Short Float
9.8%
% of All Funds Holding
1.58%
Number of Funds Holding
139
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$3.90
Near-term / short-term trend
Weekly
40-Week SMA
$3.51
Medium-term trend
Weekly
80-Week SMA
$4.25
Cyclical trend (business cycle)
Weekly
200-Week SMA
$6.62
Secular trend (multi-year)
Monthly
10-Month SMA
$3.55
Near-term monthly trend
Monthly
20-Month SMA
$4.49
Medium-term monthly trend
Monthly
40-Month SMA
$6.48
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$2.60
support
2.13x
3 months ago
$4.20
resistance
1.10x
8 months ago
$5.10
resistance
1.02x
9 months ago
$9.60
resistance
1.58x
23 months ago
Historical Earnings Reactions (33 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
1.07%
-0.10%
48.48%
33.56%
-19.58%
1 Day
1.61%
0.29%
51.52%
50.68%
-20.85%
1 Week
1.17%
0.29%
51.52%
79.68%
-24.40%
2 Weeks
2.84%
0.71%
53.13%
89.27%
-22.39%
1 Month
4.05%
0.98%
59.38%
81.05%
-33.81%
Next earnings: October 29, 2026 (63 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
0.3%
37.5%
8
Feb
-3.2%
37.5%
8
Mar
-6.3%
25.0%
8
Apr
2.3%
37.5%
8
May
5.4%
62.5%
8
Jun
7.0%
87.5%
8
Jul
0.5%
62.5%
8
Aug
0.6%
62.5%
8
Sep
-7.4%
25.0%
8
Oct
-8.4%
25.0%
8
Nov
4.9%
75.0%
8
Dec
5.0%
75.0%
8
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.00%
47.8%
383
Tuesday
0.11%
47.3%
419
Wednesday
-0.09%
46.5%
417
Thursday
-0.08%
45.5%
409
Friday
0.13%
46.8%
408
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 100.8%
Insider Transactions — Smart Summary
Total insider ownership: 12.2%
Founder-led management: John Morris (Chief Executive Officer, Co-Founder & Director), Shaler Alias (President, Co-Founder & Director)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Repay Holdings Corp
(RPAY) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.