PRHI — Presurance Holdings, Inc.

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates PRHI Bearish with a Setup Score of 26, net conviction 33, actionability 20. How the Setup Score works →

Total Setup Score26
Directional BiasBearish
Net Conviction33
Actionability20 (in range)

Key signals behind this score

About Presurance Holdings, Inc.

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial products, including commercial property, general liability, liquor liability and commercial automobile and specialty personal product lines. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$5.57
Market Cap$18.7M
Float2.5M
Shares Outstanding3.7M
P/E (Forward)72.99
Price/Sales (TTM)0.57
Profit Margin-50.02%
Operating Margin (TTM)0.99%
Revenue (TTM)$32.7M
Earnings Growth (YoY)275.00%
Dividend RateNone

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $103M $595,000 $21.2M $3.1M
2021 $116M -$1.1M $17.7M $1.6M
2022 $101M -$10.7M -$7.5M -$17.1M
2023 $90.0M -$25.9M -$8.2M -$23.9M
2024 $66.3M $24.3M -$20.3M -$29.5M
2025 $36.9M -$18.4M -$10.0M -$14.9M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $10.8M $2.1M
Sep 2025 $8.2M -$4.0M
Dec 2025 $6.5M -$17.0M
Mar 2026 $7.1M $2.6M

Ownership & Float

Insider Ownership17.0%
Institutional Ownership66.0%
Short Float0.6%

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$5.22Near-term / short-term trend
Weekly40-Week SMA$5.32Medium-term trend
Weekly80-Week SMA$5.87Cyclical trend (business cycle)
Weekly200-Week SMA$7.73Secular trend (multi-year)
Monthly10-Month SMA$5.04Near-term monthly trend
Monthly20-Month SMA$5.70Medium-term monthly trend
Monthly40-Month SMA$6.90Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Volume shelf data not available.

Historical Earnings Reactions (43 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.32% -0.08% 32.56% 21.13% -7.87%
1 Day -0.03% -0.48% 39.53% 37.65% -25.18%
1 Week -0.53% -1.45% 37.21% 57.71% -37.67%
2 Weeks -0.58% -2.45% 44.19% 50.00% -45.75%
1 Month 2.82% -1.17% 46.51% 120.28% -17.58%

Next earnings: August 12, 2026 (8 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.6%36.4%11
Feb-6.2%18.2%11
Mar-4.9%63.6%11
Apr6.1%63.6%11
May-6.5%27.3%11
Jun0.6%72.7%11
Jul1.2%45.5%11
Aug6.1%50.0%10
Sep3.9%45.5%11
Oct-0.3%36.4%11
Nov-6.5%27.3%11
Dec-0.3%45.5%11

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.40% 36.3% 515
Tuesday 0.40% 41.9% 568
Wednesday 0.30% 40.0% 565
Thursday -0.44% 37.7% 555
Friday 0.34% 38.2% 553

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 66.0%

Insider Transactions — Smart Summary

Total insider ownership: 17.0%

12-Month Insider Activity Summary

Total Filings8
Net Value+$71,810
Net Shares Change9,490,232
% of Float386.4%
C-Suite Filings1
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Clarkston Companies, Inc. +$17.1M 1 1 buy
Hakala Jeffrey Anthony +$7.7M 1 1 buy, 1 sell
Hakala Gerald W +$7.7M 1 1 buy, 1 sell
Clarkston Ventures, LLC +$200,000 1 1 buy
RONEY BRIAN J Chief Executive Officer +$71,810 1 1 buy
Smith James Grant +$18,398.164 1 1 buy
Clarkston 91 West LLC +N/A 2 1 buy, 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-22 – 2025-08-22 4 4 +$15.6M

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-02 RONEY BRIAN J Chief Executive Officer +$71,810 Transaction at $0.72, now +675.7%
2026-04-20 Smith James Grant +$18,398.164 Transaction at $0.74, now +650.0%
2025-08-22 Hakala Jeffrey Anthony +$7.7M Transaction at $75.86, now -92.7%
2025-08-22 Hakala Gerald W +$7.7M Transaction at $75.86, now -92.7%
2026-03-03 Clarkston Companies, Inc. +$17.1M Transaction at $1.88, now +195.9%
2025-08-22 Clarkston Ventures, LLC +$200,000 Transaction at $2.00, now +178.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Presurance Holdings, Inc. (PRHI) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for PRHI on Trend Edge →