PLMR — Palomar Holdings Inc

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Palomar Holdings Inc

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well … Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$114.51
Market Cap$3.07B
Float25.9M
Shares Outstanding26.5M
P/E (TTM)16.15
Price/Sales (TTM)3.13
vs. Analyst Target+35.7% to analyst PT
Profit Margin20.11%
Operating Margin (TTM)20.30%
Revenue (TTM)$980M
Dividend RateNone
Analyst Target Price$155.33 (8 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $168M $6.3M $40.3M $7.6M
2021 $248M $45.8M $111M $60.7M
2022 $327M $52.2M $138M $72.5M
2023 $376M $79.2M $196M $112M
2024 $554M $118M $269M $157M
2025 $876M $197M $647M $263M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $201M $46.5M
Sep 2025 $245M $51.5M
Dec 2025 $253M $56.2M
Mar 2026 $279M $42.9M

Ownership & Float

Insider Ownership2.4%
Institutional Ownership100.5%
Short Float2.6%
% of All Funds Holding3.91%
Number of Funds Holding321

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$119.68Near-term / short-term trend
Weekly40-Week SMA$122.27Medium-term trend
Weekly80-Week SMA$126.80Cyclical trend (business cycle)
Weekly200-Week SMA$92.04Secular trend (multi-year)
Monthly10-Month SMA$121.44Near-term monthly trend
Monthly20-Month SMA$124.75Medium-term monthly trend
Monthly40-Month SMA$96.25Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$154.00 resistance 1.47x 9 months ago
$171.00 resistance 1.30x 10 months ago
$105.00 support 1.26x 14 months ago
$90.00 support 1.04x 17 months ago
$76.00 support 1.16x 25 months ago

Historical Earnings Reactions (29 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 2.17% 0.96% 65.52% 10.89% -3.92%
1 Day 2.68% 1.66% 68.97% 18.41% -14.65%
1 Week 5.80% 6.45% 62.07% 23.22% -8.38%
2 Weeks 6.26% 6.45% 79.31% 21.32% -16.46%
1 Month 10.41% 12.83% 82.14% 38.95% -24.75%

Next earnings: July 25, 2026 (58 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan2.0%71.4%7
Feb9.5%71.4%7
Mar-0.3%42.9%7
Apr-2.6%57.1%7
May13.7%100.0%7
Jun2.5%71.4%7
Jul4.9%71.4%7
Aug9.2%71.4%7
Sep-0.9%28.6%7
Oct1.5%42.9%7
Nov-1.2%57.1%7
Dec-1.7%28.6%7

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.20% 56.6% 334
Tuesday 0.12% 51.5% 369
Wednesday 0.11% 51.5% 365
Thursday 0.17% 51.4% 358
Friday 0.14% 51.4% 358

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 100.5%

Insider Transactions — Smart Summary

Total insider ownership: 2.4%

12-Month Insider Activity Summary

Total Filings52
Net Value-$14.9M
Net Shares Change6,089
% of Float0.0%
C-Suite Filings50
Clusters Detected7

Key Insiders

NameTitleNet ValueFilingsActivity
Uchida T Christopher Chief Financial Officer -$570,535.896 3 3 sell
Armstrong Mac CEO and Chairman -$413,883.62 1 1 sell
Knutzen Jonathan Chief Risk Officer -$352,394.5 3 3 sell
Grant Angela L. Chief Legal Officer -$298,116.736 2 2 sell
Christianson Jon President -$60,165.72 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-06-18 – 2025-07-02 3 3 -$942,715.95 3 C-suite
2025-08-19 – 2025-08-21 5 5 -$762,945.891 4 C-suite
2025-11-20 – 2025-11-21 4 4 -$818,522.4 4 C-suite
2026-01-20 – 2026-02-02 14 7 -$4.9M 14 C-suite
2026-02-04 – 2026-02-13 3 3 -$707,946.176 3 C-suite
2026-02-20 – 2026-02-20 3 3 -$203,071.44 3 C-suite
2026-05-20 – 2026-05-22 4 4 -$583,163.86 4 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-20 Uchida T Christopher Chief Financial Officer -$90,248.58 Transaction at $115.26, now -0.7%
2026-05-20 Knutzen Jonathan Chief Risk Officer -$32,388.06 Transaction at $115.26, now -0.7%
2026-05-20 Christianson Jon President -$60,165.72 Transaction at $115.26, now -0.7%
2026-04-17 Armstrong Mac CEO and Chairman -$413,883.62 Transaction at $129.46, now -11.5%
2026-02-02 Uchida T Christopher Chief Financial Officer -$228,179.676 Transaction at $121.96, now -6.1%
2026-02-02 Knutzen Jonathan Chief Risk Officer -$135,990.64 Transaction at $121.96, now -6.1%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Palomar Holdings Inc (PLMR) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for PLMR on Trend Edge →