PAYS — Paysign Inc

Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Paysign Inc

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, he… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$7.19
Market Cap$354M
Float35.2M
Shares Outstanding55.9M
P/E (Forward)25.58
P/E (TTM)37.29
Price/Sales (TTM)3.88
vs. Analyst Target+38.4% to analyst PT
Profit Margin11.38%
Operating Margin (TTM)23.78%
Revenue (TTM)$91.5M
Earnings Growth (YoY)86.50%
Dividend RateNone
Analyst Target Price$9.95 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $24.1M -$9.1M $9.3M -$5.8M
2021 $29.5M -$2.7M $14.7M -$1.1M
2022 $38.0M $1.0M $21.0M $2.8M
2023 $47.3M $6.5M $24.1M $3.9M
2024 $58.4M $3.8M $32.2M $7.0M
2025 $82.0M $7.6M $40.4M $15.6M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $19.1M $1.4M
Sep 2025 $21.6M $2.2M
Dec 2025 $22.8M $1.4M
Mar 2026 $28.0M $5.4M

Ownership & Float

Insider Ownership21.3%
Institutional Ownership47.2%
Short Float4.5%
% of All Funds Holding1.22%
Number of Funds Holding100

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$6.19Near-term / short-term trend
Weekly40-Week SMA$5.17Medium-term trend
Weekly80-Week SMA$4.55Cyclical trend (business cycle)
Weekly200-Week SMA$3.71Secular trend (multi-year)
Monthly10-Month SMA$5.44Near-term monthly trend
Monthly20-Month SMA$4.67Medium-term monthly trend
Monthly40-Month SMA$3.98Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$3.50 support 1.88x 1 months ago
$7.20 resistance 1.89x 8 months ago
$2.50 support 1.72x 11 months ago

Historical Earnings Reactions (61 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.89% 0.00% 39.34% 33.33% -33.33%
1 Day -1.26% 0.00% 37.70% 36.60% -31.60%
1 Week 2.84% -2.70% 39.34% 61.20% -33.33%
2 Weeks 3.16% -3.52% 42.62% 86.67% -35.04%
1 Month 5.76% -0.19% 40.00% 120.00% -42.57%

Next earnings: July 31, 2026 (62 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan12.2%47.4%19
Feb4.6%47.4%19
Mar11.5%42.1%19
Apr8.5%47.4%19
May4.8%27.8%18
Jun7.0%44.4%18
Jul11.9%61.1%18
Aug21.0%27.8%18
Sep-3.1%33.3%18
Oct19.8%50.0%18
Nov4.6%42.1%19
Dec-10.6%10.5%19

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 1.28% 29.4% 879
Tuesday 0.21% 29.9% 963
Wednesday -0.02% 29.8% 961
Thursday 0.40% 30.9% 942
Friday 1.19% 33.1% 939

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 47.2%

Insider Transactions — Smart Summary

Total insider ownership: 21.3%

Founder-led management: Mark Newcomer (Co-Founder, President & CEO)

12-Month Insider Activity Summary

Total Filings11
Net Value-$2.6M
Net Shares Change-72,185
% of Float-0.2%
C-Suite Filings10
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Newcomer Mark CEO -$959,463.801 3 1 sell
Strobo Robert Chief Legal Officer -$297,303.937 2 1 sell
Baker Jeffery Bradford Chief Financial Officer -$215,358.7 1 1 sell
Lanford Matthew Louis Chief Payments Officer -$186,812.832 1 1 sell
Herman Joan M EVP, Operations -$147,062.019 2 1 sell
HENRY DANIEL R +$50,000.479 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-04 – 2025-08-04 5 5 -$1.1M 5 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2025-06-16 HENRY DANIEL R +$50,000.479 Transaction at $4.96, now +45.0%
2025-08-04 Strobo Robert Chief Legal Officer -$187,903.937 Transaction at $7.09, now +1.5%
2025-08-04 Lanford Matthew Louis Chief Payments Officer -$186,812.832 Transaction at $7.09, now +1.5%
2025-08-04 Baker Jeffery Bradford Chief Financial Officer -$215,358.7 Transaction at $7.09, now +1.5%
2025-08-04 Herman Joan M EVP, Operations -$100,325.016 Transaction at $7.09, now +1.5%
2025-08-04 Newcomer Mark CEO -$440,395.646 Transaction at $7.09, now +1.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Paysign Inc (PAYS) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for PAYS on Trend Edge →