PAYS — Paysign Inc

Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates PAYS Bullish with a Setup Score of 0, net conviction 52, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction52
Actionability0 (extended)

Key signals behind this score

About Paysign Inc

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, he… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$13.16
Market Cap$780M
Float34.6M
Shares Outstanding56.5M
P/E (Forward)57.47
P/E (TTM)53.15
Price/Sales (TTM)7.75
vs. Analyst Target-0.5% to analyst PT
Profit Margin15.67%
Operating Margin (TTM)28.34%
Revenue (TTM)$101M
Earnings Growth (YoY)450.00%
Dividend RateNone
Analyst Target Price$13.10 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $24.1M -$9.1M $9.3M -$5.8M
2021 $29.5M -$2.7M $14.7M -$1.1M
2022 $38.0M $1.0M $21.0M $2.8M
2023 $47.3M $6.5M $24.1M $6.4M
2024 $58.4M $3.8M $32.2M $10.1M
2025 $82.0M $7.6M $40.4M $18.4M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $21.6M $2.2M
Dec 2025 $22.8M $1.4M
Mar 2026 $28.0M $5.4M
Jun 2026 $28.3M $6.8M

Ownership & Float

Insider Ownership20.6%
Institutional Ownership54.7%
Short Float4.4%
% of All Funds Holding1.52%
Number of Funds Holding134

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$10.46Near-term / short-term trend
Weekly40-Week SMA$6.55Medium-term trend
Weekly80-Week SMA$5.63Cyclical trend (business cycle)
Weekly200-Week SMA$4.18Secular trend (multi-year)
Monthly10-Month SMA$6.81Near-term monthly trend
Monthly20-Month SMA$5.68Medium-term monthly trend
Monthly40-Month SMA$4.47Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$9.10 support 1.24x 0 months ago
$3.50 support 1.88x 4 months ago
$2.50 support 1.72x 14 months ago

Historical Earnings Reactions (62 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.74% 0.00% 40.32% 33.33% -33.33%
1 Day -0.76% 0.00% 38.71% 36.60% -31.60%
1 Week 3.37% -1.55% 40.32% 61.20% -33.33%
2 Weeks 3.82% -3.11% 43.55% 86.67% -35.04%
1 Month 5.74% 0.00% 40.98% 120.00% -42.57%

Next earnings: October 24, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan12.2%47.4%19
Feb4.6%47.4%19
Mar11.5%42.1%19
Apr8.5%47.4%19
May5.1%31.6%19
Jun7.3%47.4%19
Jul11.7%63.2%19
Aug21.0%27.8%18
Sep-3.1%33.3%18
Oct19.8%50.0%18
Nov4.6%42.1%19
Dec-10.6%10.5%19

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 1.28% 29.8% 892
Tuesday 0.21% 30.5% 975
Wednesday -0.01% 30.3% 974
Thursday 0.43% 31.4% 955
Friday 1.20% 33.6% 950

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 54.7%

Insider Transactions — Smart Summary

Total insider ownership: 20.6%

Founder-led management: Mark Newcomer (Co-Founder, President & CEO)

12-Month Insider Activity Summary

Total Filings10
Net Value-$4.6M
Net Shares Change-446,145
% of Float-1.3%
C-Suite Filings9
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Newcomer Mark CEO -$2.3M 2 N/A
Herman Joan M EVP, Operations -$1.8M 5 N/A
Baker Jeffery Bradford Chief Financial Officer -$441,637 1 1 sell
Mina Bruce A -$141,950 1 1 sell
Strobo Robert Chief Legal Officer -$109,400 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-07-31 – 2026-08-14 4 3 -$2.8M 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-14 Baker Jeffery Bradford Chief Financial Officer -$441,637 Transaction at $12.62, now +4.3%
2026-07-31 Mina Bruce A -$141,950 Transaction at $7.10, now +85.4%
2026-06-30 Herman Joan M EVP, Operations -$801,140 Transaction at $8.01, now +64.3%
2026-07-16 Herman Joan M EVP, Operations -$517,660.416 Transaction at $8.64, now +52.3%
2026-06-03 Herman Joan M EVP, Operations -$233,729.888 Transaction at $8.00, now +64.4%
2025-12-12 Strobo Robert Chief Legal Officer -$109,400 Transaction at $5.47, now +140.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Paysign Inc (PAYS) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for PAYS on Trend Edge →