200wk Uptrend — rising+above (sma 57.02 vs px 109)
Short Squeeze Setup — velZ +1.27 · age 67w×0.57 · 5.13%
Founder-Led — founder/CEO led
Hidden Gem — stWatch 345
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazard… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Insurance-Property & Casualty
Exchange: NYSE
IPO Date: March 26, 1990
Headquarters: 4484 Wilshire Boulevard, Los Angeles, CA, United States, 90010
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — George Joseph (Executive Chairman of the Board), George Joseph (President, COO & Director)
Key Metrics
Current Price
$109.26
Market Cap
$6.08B
Float
26.5M
Shares Outstanding
55.4M
P/E (Forward)
19.76
P/E (TTM)
7.24
Price/Sales (TTM)
0.99
vs. Analyst Target
+9.8% to analyst PT
Profit Margin
13.69%
Operating Margin (TTM)
15.75%
Revenue (TTM)
$6.14B
Earnings Growth (YoY)
100.90%
Dividend Rate
1.3%
Analyst Target Price
$120.00 (1 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$3.78B
$375M
$761M
$544M
2021
$3.99B
$248M
$600M
$395M
2022
$3.64B
-$513M
-$374M
-$571M
2023
$4.63B
$96.3M
$403M
$196M
2024
$5.48B
$468M
$933M
$679M
2025
$5.99B
$541M
$2.03B
$767M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$1.48B
$166M
Sep 2025
$1.58B
$280M
Dec 2025
$1.54B
$203M
Mar 2026
$1.54B
$190M
Ownership & Float
Insider Ownership
52.0%
Institutional Ownership
47.9%
Short Float
5.1%
% of All Funds Holding
3.44%
Number of Funds Holding
283
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$102.91
Near-term / short-term trend
Weekly
40-Week SMA
$92.65
Medium-term trend
Weekly
80-Week SMA
$77.75
Cyclical trend (business cycle)
Weekly
200-Week SMA
$57.02
Secular trend (multi-year)
Monthly
10-Month SMA
$94.20
Near-term monthly trend
Monthly
20-Month SMA
$79.34
Medium-term monthly trend
Monthly
40-Month SMA
$62.72
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$49.00
support
2.03x
16 months ago
Historical Earnings Reactions (123 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.27%
0.00%
46.34%
19.72%
-8.43%
1 Day
0.57%
0.33%
52.85%
21.60%
-11.91%
1 Week
0.95%
0.63%
56.10%
23.78%
-18.81%
2 Weeks
1.17%
0.56%
54.47%
25.27%
-18.61%
1 Month
1.55%
1.32%
55.74%
29.11%
-26.73%
Next earnings: August 4, 2026 (22 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-0.7%
43.9%
41
Feb
1.2%
43.9%
41
Mar
0.9%
43.9%
41
Apr
2.0%
61.0%
41
May
2.3%
53.7%
41
Jun
-0.7%
39.0%
41
Jul
1.6%
60.0%
40
Aug
0.1%
50.0%
40
Sep
-0.8%
47.5%
40
Oct
1.3%
52.5%
40
Nov
4.6%
65.0%
40
Dec
0.0%
51.2%
41
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.04%
45.7%
1931
Tuesday
0.05%
47.4%
2100
Wednesday
0.09%
47.8%
2096
Thursday
0.05%
47.9%
2058
Friday
0.09%
48.3%
2046
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 47.9%
Insider Transactions — Smart Summary
Total insider ownership: 52.0%
Founder-led management: George Joseph (Executive Chairman of the Board), George Joseph (President, COO & Director)
12-Month Insider Activity Summary
Total Filings
14
Net Value
-$1.3M
Net Shares Change
552
% of Float
0.0%
C-Suite Filings
13
Clusters Detected
1
Key Insiders
Name
Title
Net Value
Filings
Activity
TIRADOR GABRIEL
President & CEO
-$375,896.442
1
1 sell
STALICK THEODORE R
SVP & CFO
-$123,301.474
1
1 sell
Joseph Victor George
President & COO
-$113,984.97
1
1 sell
Pang Wei
VP/Chief Technology Officer
-$98,214.857
1
1 sell
Zhang Ximeng Simon
VP and Chief Data & Analytics Officer
-$70,152.975
1
1 sell
Schroeder Jeffrey Michael
VP/Chief Product Officer
-$70,152.975
1
1 sell
Ribisi Mark Allan
President and Chief Executive Officer of AIS Management LLC
-$70,152.975
1
1 sell
Petro Randall R
VP/Chief Claims Officer
-$59,630.634
1
1 sell
Transaction Clusters
Period
Filings
Insiders
Net Value
Seniority
2026-02-24 – 2026-02-24
13
13
-$1.3M
13 C-suite
Significant Filings
Date
Insider
Title
Net Value
Price After
2026-02-24
Zhang Ximeng Simon
VP and Chief Data & Analytics Officer
-$70,152.975
Transaction at $86.44, now +26.4%
2026-02-24
Thompson Erik Dahl
VP/Chief Marketing Officer
-$46,300.722
Transaction at $86.44, now +26.4%
2026-02-24
TIRADOR GABRIEL
President & CEO
-$375,896.442
Transaction at $86.44, now +26.4%
2026-02-24
Schroeder Jeffrey Michael
VP/Chief Product Officer
-$70,152.975
Transaction at $86.44, now +26.4%
2026-02-24
STALICK THEODORE R
SVP & CFO
-$123,301.474
Transaction at $86.44, now +26.4%
2026-02-24
Ribisi Mark Allan
President and Chief Executive Officer of AIS Management LLC
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