LC — LendingClub Corp

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About LendingClub Corp

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans;… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$17.15
Market Cap$1.97B
Float111.4M
Shares Outstanding115.4M
P/E (Forward)10.50
P/E (TTM)11.41
Price/Sales (TTM)1.38
vs. Analyst Target+34.4% to analyst PT
Profit Margin12.80%
Operating Margin (TTM)19.97%
Revenue (TTM)$1.37B
Earnings Growth (YoY)340.00%
Dividend RateNone
Analyst Target Price$23.05 (9 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $455M -$188M $301M -$134M
2021 $899M $18.6M $680M $62.7M
2022 $1.27B $290M $920M $197M
2023 $1.14B $38.9M $621M $102M
2024 $1.16B $51.3M $609M $118M
2025 $1.33B $136M $864M $370M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $331M $38.2M
Sep 2025 $350M $44.3M
Dec 2025 $354M $41.6M
Mar 2026 $261M $51.6M

Ownership & Float

Insider Ownership3.1%
Institutional Ownership91.1%
Short Float5.2%
% of All Funds Holding2.80%
Number of Funds Holding230

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$16.39Near-term / short-term trend
Weekly40-Week SMA$16.96Medium-term trend
Weekly80-Week SMA$15.03Cyclical trend (business cycle)
Weekly200-Week SMA$11.58Secular trend (multi-year)
Monthly10-Month SMA$16.78Near-term monthly trend
Monthly20-Month SMA$15.09Medium-term monthly trend
Monthly40-Month SMA$11.92Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$14.70 support 1.39x 1 months ago
$12.00 support 1.32x 10 months ago
$8.50 support 1.15x 22 months ago

Historical Earnings Reactions (46 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 2.02% 2.24% 54.35% 37.54% -23.08%
1 Day 1.89% 1.20% 54.35% 47.82% -29.24%
1 Week 1.41% -1.69% 45.65% 67.94% -25.07%
2 Weeks 1.03% -2.44% 41.30% 77.91% -26.26%
1 Month 0.72% -1.36% 42.22% 75.47% -33.74%

Next earnings: July 28, 2026 (49 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-6.0%41.7%12
Feb-3.8%16.7%12
Mar-1.6%41.7%12
Apr-3.6%25.0%12
May-0.6%58.3%12
Jun0.3%54.5%11
Jul11.6%63.6%11
Aug1.4%45.5%11
Sep-3.7%27.3%11
Oct3.8%36.4%11
Nov6.7%63.6%11
Dec-1.9%27.3%11

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.07% 47.9% 539
Tuesday 0.07% 47.0% 594
Wednesday 0.28% 50.8% 591
Thursday -0.06% 43.5% 579
Friday -0.16% 44.6% 579

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 91.1%

Insider Transactions — Smart Summary

Total insider ownership: 3.1%

12-Month Insider Activity Summary

Total Filings24
Net Value-$4.7M
Net Shares Change-226,350
% of Float-0.2%
C-Suite Filings20
Clusters Detected3

Key Insiders

NameTitleNet ValueFilingsActivity
LaBenne Andrew Chief Financial Officer -$995,223.764 3 N/A
ARMSTRONG ANNIE Chief Risk Officer -$695,203.36 1 N/A
Sanborn Scott CEO -$578,700 1 N/A
Selleck Erin -$156,424.5 4 N/A
Cheng Jordan General Counsel and Secretary -$93,500 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-09-02 – 2025-09-09 3 3 -$629,835.83 2 C-suite
2025-09-17 – 2025-09-17 3 3 -$958,987.397 3 C-suite
2026-05-29 – 2026-06-04 3 3 -$859,511.854 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-29 LaBenne Andrew Chief Financial Officer -$340,064 Transaction at $17.00, now +0.9%
2026-03-09 Selleck Erin -$36,949.4 Transaction at $15.46, now +10.9%
2026-05-29 Cheng Jordan General Counsel and Secretary -$93,500 Transaction at $17.00, now +0.9%
2025-12-09 Selleck Erin -$46,533.3 Transaction at $19.47, now -11.9%
2025-09-09 Selleck Erin -$40,199.8 Transaction at $16.82, now +2.0%
2025-06-17 Selleck Erin -$32,742 Transaction at $10.70, now +60.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for LendingClub Corp (LC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for LC on Trend Edge →