KMPR — Kemper Corporation

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Kemper Corporation

Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$26.15
Market Cap$1.75B
Float58.2M
Shares Outstanding58.9M
P/E (Forward)4.95
P/E (TTM)41.19
Price/Sales (TTM)0.37
vs. Analyst Target+95.0% to analyst PT
Profit Margin0.89%
Operating Margin (TTM)0.78%
Revenue (TTM)$4.70B
Earnings Growth (YoY)-3.40%
Dividend Rate1.3%
Analyst Target Price$51.00 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $5.18B $410M $1.16B $601M
2021 $5.61B -$124M $355M -$106M
2022 $5.45B -$287M -$211M -$245M
2023 $4.94B -$347M $4.94B -$347M
2024 $4.63B $318M $589M $499M
2025 $4.80B $143M $1.43B $274M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.23B $72.6M
Sep 2025 $1.24B -$21.0M
Dec 2025 $1.14B -$8.0M
Mar 2026 $1.11B -$1.7M

Ownership & Float

Insider Ownership1.1%
Institutional Ownership93.2%
Short Float5.6%
% of All Funds Holding3.07%
Number of Funds Holding252

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$30.76Near-term / short-term trend
Weekly40-Week SMA$38.71Medium-term trend
Weekly80-Week SMA$51.09Cyclical trend (business cycle)
Weekly200-Week SMA$52.42Secular trend (multi-year)
Monthly10-Month SMA$39.36Near-term monthly trend
Monthly20-Month SMA$52.22Medium-term monthly trend
Monthly40-Month SMA$52.95Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$39.20 resistance 1.19x 2 months ago
$44.00 resistance 1.52x 5 months ago
$51.00 resistance 1.76x 6 months ago
$61.00 resistance 2.20x 8 months ago
$67.00 resistance 1.62x 12 months ago

Historical Earnings Reactions (124 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.91% 0.00% 45.16% 6.18% -26.13%
1 Day -0.47% 0.19% 52.42% 15.54% -21.26%
1 Week -0.36% -0.01% 49.19% 21.53% -23.51%
2 Weeks -0.33% -0.40% 45.16% 23.90% -22.23%
1 Month 0.66% 0.33% 53.66% 31.89% -33.21%

Next earnings: July 25, 2026 (58 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.3%41.7%36
Feb-1.3%44.4%36
Mar1.4%47.2%36
Apr0.7%55.6%36
May-0.1%52.8%36
Jun-0.0%44.4%36
Jul0.7%52.8%36
Aug-0.3%36.1%36
Sep-0.1%41.7%36
Oct0.9%50.0%36
Nov3.7%61.1%36
Dec1.0%61.1%36

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.02% 48.9% 1712
Tuesday 0.10% 50.5% 1866
Wednesday 0.02% 48.0% 1862
Thursday 0.01% 49.5% 1828
Friday -0.02% 44.1% 1820

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 93.2%

Insider Transactions — Smart Summary

Total insider ownership: 1.1%

12-Month Insider Activity Summary

Total Filings4
Net Value+$50,115
Net Shares Change30,000
% of Float0.1%
C-Suite Filings1
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Parker Stuart B. +$920,500 1 1 buy
Gorevic Jason N +$98,280 1 1 buy
Canida Teresa Alvarez +$97,920 1 1 buy
Flint Christopher Wade EVP, President, Kemper Life +$50,115 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-07 – 2025-08-07 3 3 +$246,315 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2025-08-07 Flint Christopher Wade EVP, President, Kemper Life +$50,115 Transaction at $50.12, now -47.8%
2025-11-12 Parker Stuart B. +$920,500 Transaction at $36.82, now -29.0%
2025-08-07 Gorevic Jason N +$98,280 Transaction at $49.14, now -46.8%
2025-08-07 Canida Teresa Alvarez +$97,920 Transaction at $48.96, now -46.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Kemper Corporation (KMPR) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for KMPR on Trend Edge →