CPAY — Corpay Inc

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Corpay Inc

Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses.It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers a… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$352.60
Market Cap$22.71B
Float62.8M
Shares Outstanding65.4M
P/E (Forward)13.42
P/E (TTM)20.79
Price/Sales (TTM)4.75
vs. Analyst Target+10.5% to analyst PT
Profit Margin24.60%
Operating Margin (TTM)41.40%
Revenue (TTM)$4.78B
Earnings Growth (YoY)49.10%
Dividend RateNone
Analyst Target Price$389.79 (17 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $2.39B $704M $1.79B $1.27B
2021 $2.83B $839M $2.27B $1.51B
2022 $3.43B $954M $2.66B $1.76B
2023 $3.76B $982M $2.94B $2.01B
2024 $3.97B $1.00B $3.11B $2.12B
2025 $4.53B $1.07B $3.17B $2.34B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.10B $284M
Sep 2025 $1.17B $278M
Dec 2025 $1.25B $264M
Mar 2026 $1.26B $350M

Ownership & Float

Insider Ownership3.8%
Institutional Ownership102.4%
Short Float4.4%
% of All Funds Holding7.92%
Number of Funds Holding651

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$320.86Near-term / short-term trend
Weekly40-Week SMA$310.47Medium-term trend
Weekly80-Week SMA$325.53Cyclical trend (business cycle)
Weekly200-Week SMA$281.24Secular trend (multi-year)
Monthly10-Month SMA$306.06Near-term monthly trend
Monthly20-Month SMA$325.58Medium-term monthly trend
Monthly40-Month SMA$294.68Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$260.00 support 1.20x 5 months ago

Historical Earnings Reactions (62 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 1.44% 1.00% 59.68% 10.34% -7.36%
1 Day 1.71% 1.19% 54.84% 12.51% -11.96%
1 Week 1.90% 2.99% 61.29% 16.57% -13.12%
2 Weeks 2.59% 3.56% 62.90% 17.46% -15.66%
1 Month 3.21% 5.25% 67.21% 19.35% -32.35%

Next earnings: August 5, 2026 (69 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan3.4%68.8%16
Feb5.5%68.8%16
Mar-1.1%50.0%16
Apr3.9%75.0%16
May-0.8%33.3%15
Jun-1.0%46.7%15
Jul3.1%73.3%15
Aug3.5%60.0%15
Sep-2.1%33.3%15
Oct0.2%66.7%15
Nov4.4%80.0%15
Dec-0.1%46.7%15

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.05% 49.2% 726
Tuesday 0.12% 53.7% 799
Wednesday 0.13% 54.3% 795
Thursday 0.09% 52.7% 782
Friday 0.13% 55.5% 780

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 102.4%

Insider Transactions — Smart Summary

Total insider ownership: 3.8%

Founder-led management: Ronald F. Clarke (Chief Executive Officer and Chairman of the Board of Directors)

12-Month Insider Activity Summary

Total Filings3
Net Value-$852,233.142
Net Shares Change3,675
% of Float0.0%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Stull Steven T +$2.5M 1 1 buy
Sloan Jeffrey Steven -$1.2M 1 1 sell
Vickery Alissa B Chief Accounting Officer -$852,233.142 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-01-05 Stull Steven T +$2.5M Transaction at $314.98, now +11.9%
2026-02-18 Sloan Jeffrey Steven -$1.2M Transaction at $343.62, now +2.6%
2026-02-12 Vickery Alissa B Chief Accounting Officer -$852,233.142 Transaction at $314.18, now +12.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Corpay Inc (CPAY) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CPAY on Trend Edge →