CINF — Cincinnati Financial Corporation

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Cincinnati Financial Corporation

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$162.94
Market Cap$26.04B
Float151.6M
Shares Outstanding154.7M
P/E (Forward)19.65
P/E (TTM)9.63
Price/Sales (TTM)2.01
vs. Analyst Target+10.0% to analyst PT
Profit Margin21.33%
Operating Margin (TTM)11.84%
Revenue (TTM)$12.93B
Earnings Growth (YoY)67.30%
Dividend Rate3.8%
Analyst Target Price$179.17 (8 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $7.54B $1.22B $3.40B $1.66B
2021 $9.63B $2.97B $5.72B $3.87B
2022 $6.56B -$487M $1.54B -$514M
2023 $10.01B $1.84B $9.99B $2.28B
2024 $11.34B $2.29B $5.60B $3.04B
2025 $12.63B $2.39B $6.33B $3.20B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $3.25B $685M
Sep 2025 $3.73B $1.12B
Dec 2025 $3.08B $676M
Mar 2026 $2.86B $274M

Ownership & Float

Insider Ownership1.7%
Institutional Ownership71.9%
Short Float1.8%
% of All Funds Holding10.52%
Number of Funds Holding865

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$162.55Near-term / short-term trend
Weekly40-Week SMA$161.65Medium-term trend
Weekly80-Week SMA$153.26Cyclical trend (business cycle)
Weekly200-Week SMA$128.31Secular trend (multi-year)
Monthly10-Month SMA$160.60Near-term monthly trend
Monthly20-Month SMA$153.47Medium-term monthly trend
Monthly40-Month SMA$133.20Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$138.00 support 1.21x 14 months ago
$119.00 support 1.10x 21 months ago
$114.00 support 1.76x 25 months ago

Historical Earnings Reactions (121 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.12% 0.04% 51.24% 6.67% -7.01%
1 Day -0.06% 0.08% 52.07% 6.95% -13.91%
1 Week 0.55% 0.74% 56.20% 14.44% -28.08%
2 Weeks 1.16% 0.61% 60.33% 12.80% -37.28%
1 Month 1.95% 1.67% 58.33% 19.51% -28.14%

Next earnings: July 16, 2026 (48 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.3%47.8%46
Feb3.4%76.1%46
Mar0.9%52.2%46
Apr1.1%59.6%47
May1.1%52.2%46
Jun-0.7%52.2%46
Jul1.8%54.3%46
Aug1.9%67.4%46
Sep-0.6%47.8%46
Oct1.5%58.7%46
Nov1.9%69.6%46
Dec1.0%50.0%46

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.03% 45.4% 2200
Tuesday 0.06% 46.8% 2389
Wednesday 0.08% 47.1% 2386
Thursday 0.06% 49.2% 2340
Friday 0.05% 47.8% 2326

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 71.9%

Insider Transactions — Smart Summary

Total insider ownership: 1.7%

12-Month Insider Activity Summary

Total Filings4
Net Value+N/A
Net Shares Change-1,360
% of Float-0.0%
C-Suite Filings0
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Schiff Charles Odell -$537,404.35 1 1 sell
Debbink Dirk J +$316,560 2 2 buy
WILKINS EDWARD SCOTT +$22,927.8 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-02-12 Debbink Dirk J +$162,580 Transaction at $162.58, now +0.2%
2025-12-04 WILKINS EDWARD SCOTT +$22,927.8 Transaction at $163.77, now -0.5%
2025-10-29 Debbink Dirk J +$153,980 Transaction at $153.98, now +5.8%
2025-08-18 Schiff Charles Odell -$537,404.35 Transaction at $153.54, now +6.1%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Cincinnati Financial Corporation (CINF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CINF on Trend Edge →