Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Usio Inc
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. Read full Trend Edge analysis →
Sector: Technology
Industry: Software-Infrastructure
Exchange: NASDAQ
IPO Date: January 2, 2001
Headquarters: 3611 Paesanos Parkway, San Antonio, TX, United States, 78231
Founder-Led: Yes — Louis Hoch (Co-Founder, Chairman, President, Chief Executive Officer and Chief Operating Officer)
Key Metrics
Current Price
$1.59
Market Cap
$42.2M
Float
19.6M
Shares Outstanding
27.6M
P/E (Forward)
45.66
Price/Sales (TTM)
0.48
vs. Analyst Target
+251.2% to analyst PT
Profit Margin
-2.42%
Operating Margin (TTM)
0.89%
Revenue (TTM)
$88.9M
Earnings Growth (YoY)
-63.30%
Dividend Rate
None
Analyst Target Price
$5.58 (5 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$32.3M
-$2.9M
$7.4M
-$2.2M
2021
$61.9M
-$321,634
$15.6M
$2.5M
2022
$69.4M
-$5.5M
$14.6M
-$2.5M
2023
$82.6M
-$475,104
$18.6M
$1.9M
2024
$82.9M
$3.3M
$19.6M
$3.0M
2025
$85.4M
-$2.5M
$19.7M
-$1,221
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$20.0M
-$366,654
Sep 2025
$21.2M
-$415,086
Dec 2025
$22.2M
-$1.5M
Mar 2026
$25.5M
$122,503
Ownership & Float
Insider Ownership
27.9%
Institutional Ownership
25.0%
Short Float
0.0%
% of All Funds Holding
0.32%
Number of Funds Holding
26
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$1.29
Near-term / short-term trend
Weekly
40-Week SMA
$1.36
Medium-term trend
Weekly
80-Week SMA
$1.49
Cyclical trend (business cycle)
Weekly
200-Week SMA
$1.63
Secular trend (multi-year)
Monthly
10-Month SMA
$1.38
Near-term monthly trend
Monthly
20-Month SMA
$1.47
Medium-term monthly trend
Monthly
40-Month SMA
$1.58
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$1.20
support
1.51x
0 months ago
$1.80
resistance
1.47x
14 months ago
Historical Earnings Reactions (100 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-2.51%
0.00%
33.00%
25.00%
-50.00%
1 Day
-2.49%
0.00%
24.00%
33.33%
-50.00%
1 Week
-4.15%
-4.95%
29.00%
45.00%
-36.59%
2 Weeks
-4.68%
-3.77%
28.28%
68.57%
-50.00%
1 Month
-5.21%
-4.76%
31.31%
57.14%
-38.89%
Next earnings: August 1, 2026 (66 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
22.3%
70.4%
27
Feb
2.3%
25.9%
27
Mar
1.6%
32.1%
28
Apr
1.2%
46.4%
28
May
-3.1%
25.9%
27
Jun
-7.4%
18.5%
27
Jul
5.1%
48.1%
27
Aug
4.9%
33.3%
27
Sep
-0.2%
18.5%
27
Oct
7.0%
51.9%
27
Nov
-2.8%
37.0%
27
Dec
-7.5%
25.9%
27
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.04%
29.9%
1286
Tuesday
0.17%
31.6%
1407
Wednesday
-0.07%
30.5%
1407
Thursday
0.85%
33.3%
1380
Friday
1.06%
34.7%
1375
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 25.0%
Insider Transactions — Smart Summary
Total insider ownership: 27.9%
Founder-led management: Louis Hoch (Co-Founder, Chairman, President, Chief Executive Officer and Chief Operating Officer)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Usio Inc
(USIO) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.