MQ — Marqeta Inc

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Marqeta Inc

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit … Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$3.84
Market Cap$1.67B
Float368.1M
Shares Outstanding391.2M
P/E (Forward)200.00
P/E (TTM)394.35
Price/Sales (TTM)2.57
vs. Analyst Target+35.2% to analyst PT
Profit Margin0.33%
Operating Margin (TTM)1.77%
Revenue (TTM)$652M
Dividend RateNone
Analyst Target Price$5.19 (17 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $290M -$47.7M $118M -$43.6M
2021 $517M -$164M $232M -$158M
2022 $748M -$185M $320M -$206M
2023 $676M -$223M $330M -$272M
2024 $507M $27.3M $352M -$7.0M
2025 $625M -$13.9M $69.7M $13.8M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $150M -$647,000
Sep 2025 $163M -$3.6M
Dec 2025 $172M -$1.4M
Mar 2026 $166M $7.8M

Ownership & Float

Insider Ownership5.8%
Institutional Ownership85.0%
Short Float4.3%
% of All Funds Holding2.86%
Number of Funds Holding235

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$4.06Near-term / short-term trend
Weekly40-Week SMA$4.58Medium-term trend
Weekly80-Week SMA$4.58Cyclical trend (business cycle)
Weekly200-Week SMA$5.30Secular trend (multi-year)
Monthly10-Month SMA$4.59Near-term monthly trend
Monthly20-Month SMA$4.63Medium-term monthly trend
Monthly40-Month SMA$5.08Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$3.80 support 1.08x 14 months ago

Historical Earnings Reactions (21 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 1.55% 1.37% 52.38% 23.21% -34.45%
1 Day 0.18% 0.17% 52.38% 21.08% -42.52%
1 Week -0.02% 0.51% 52.38% 48.42% -30.92%
2 Weeks -0.14% 0.96% 52.38% 66.52% -34.45%
1 Month -1.41% -1.74% 50.00% 33.99% -34.79%

Next earnings: July 24, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.16% 51.1% 231
Tuesday 0.15% 48.6% 257
Wednesday -0.07% 49.4% 255
Thursday -0.25% 42.6% 249
Friday -0.37% 39.3% 252

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 85.0%

Insider Transactions — Smart Summary

Total insider ownership: 5.8%

12-Month Insider Activity Summary

Total Filings24
Net Value-$1.2M
Net Shares Change-3,269,985
% of Float-0.9%
C-Suite Filings10
Clusters Detected3

Key Insiders

NameTitleNet ValueFilingsActivity
Gardner Jason M. -$14.9M 1 N/A
Pollak Todd Chief Revenue Officer -$720,928.58 1 N/A
Sumner Crystal Chief Administrative Officer and Corporate Secretary -$272,949.95 1 N/A
Linville Judson C +$100,382.706 1 1 buy
Cummings Martha -$96,991.86 4 N/A
Paul Elaine -$78,022.656 1 N/A
Atkinson Najuma -$41,121.997 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-12-15 – 2025-12-19 5 4 -$1.5M 1 C-suite
2026-02-18 – 2026-03-02 3 3 +$68,760.332 1 C-suite
2026-04-16 – 2026-04-22 4 4 -$151,711.932 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-02 Linville Judson C +$100,382.706 Transaction at $3.93, now -2.2%
2026-04-22 Paul Elaine -$78,022.656 Transaction at $4.47, now -14.1%
2026-04-21 Atkinson Najuma -$41,121.997 Transaction at $4.44, now -13.5%
2026-05-18 Cummings Martha -$10,980.912 Transaction at $3.85, now -0.2%
2026-04-16 Cummings Martha -$11,751.222 Transaction at $4.12, now -6.8%
2026-03-18 Cummings Martha -$11,356.937 Transaction at $3.98, now -3.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Marqeta Inc (MQ) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for MQ on Trend Edge →