ACIW — ACI Worldwide Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About ACI Worldwide Inc

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Co… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$42.32
Market Cap$4.32B
Float100.5M
Shares Outstanding101.7M
P/E (Forward)14.25
P/E (TTM)21.47
Price/Sales (TTM)2.41
vs. Analyst Target+51.2% to analyst PT
Profit Margin11.51%
Operating Margin (TTM)14.77%
Revenue (TTM)$1.79B
Earnings Growth (YoY)-32.70%
Dividend RateNone
Analyst Target Price$64.00 (7 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $1.29B $72.7M $672M $319M
2021 $1.37B $128M $732M $364M
2022 $1.42B $142M $726M $398M
2023 $1.45B $122M $733M $360M
2024 $1.59B $203M $803M $444M
2025 $1.76B $227M $862M $471M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $401M $12.2M
Sep 2025 $482M $91.3M
Dec 2025 $482M $64.3M
Mar 2026 $426M $38.3M

Ownership & Float

Insider Ownership1.2%
Institutional Ownership102.8%
Short Float4.3%
% of All Funds Holding4.31%
Number of Funds Holding354

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$42.48Near-term / short-term trend
Weekly40-Week SMA$45.40Medium-term trend
Weekly80-Week SMA$47.86Cyclical trend (business cycle)
Weekly200-Week SMA$37.22Secular trend (multi-year)
Monthly10-Month SMA$45.40Near-term monthly trend
Monthly20-Month SMA$48.28Medium-term monthly trend
Monthly40-Month SMA$39.70Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$53.00 resistance 1.31x 11 months ago
$39.60 support 1.05x 21 months ago

Historical Earnings Reactions (120 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.19% 0.24% 55.00% 10.27% -40.00%
1 Day 0.14% 0.22% 54.17% 28.51% -46.75%
1 Week 0.83% 0.67% 53.33% 29.34% -37.25%
2 Weeks 0.91% 0.18% 50.00% 51.26% -36.25%
1 Month 1.70% 0.49% 52.10% 46.71% -53.50%

Next earnings: July 26, 2026 (59 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.1%48.4%31
Feb4.0%54.8%31
Mar1.7%62.5%32
Apr1.0%46.9%32
May0.8%48.4%31
Jun5.4%64.5%31
Jul-0.6%54.8%31
Aug-2.3%35.5%31
Sep0.0%51.6%31
Oct2.6%51.6%31
Nov6.0%64.5%31
Dec1.2%48.4%31

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.09% 48.3% 1479
Tuesday 0.17% 52.0% 1615
Wednesday -0.03% 49.0% 1613
Thursday 0.23% 50.2% 1581
Friday 0.13% 51.5% 1575

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 102.8%

Insider Transactions — Smart Summary

Total insider ownership: 1.2%

12-Month Insider Activity Summary

Total Filings29
Net Value-$6.2M
Net Shares Change40,993
% of Float0.0%
C-Suite Filings25
Clusters Detected4

Key Insiders

NameTitleNet ValueFilingsActivity
Warsop Thomas W III President and CEO -$3.8M 2 2 sell
Shultz Ronald Craig GM, ACI Speedpay -$373,455.56 3 3 sell
Kuruvilla Abraham Chief Technology Officer -$362,180.94 1 1 sell
SANCHEZ ADALIO T +$122,936.1 1 1 buy
Benitez Juan II +$100,550.88 1 1 buy
Leibrock Robert William Chief Financial Officer -$85,619.28 1 1 sell
Litch Erich J GM, Payment Software -$36,965.24 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-06-03 – 2025-06-12 6 6 -$1.0M 5 C-suite
2025-09-08 – 2025-09-08 3 3 -$173,491.8 3 C-suite
2025-12-02 – 2025-12-08 4 3 -$540,350.34 4 C-suite
2026-03-04 – 2026-03-06 5 5 -$750,977.86 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-04 Benitez Juan II +$100,550.88 Transaction at $41.90, now +1.0%
2026-03-04 SANCHEZ ADALIO T +$122,936.1 Transaction at $40.98, now +3.3%
2026-04-15 Warsop Thomas W III President and CEO -$2.9M Transaction at $41.24, now +2.6%
2026-04-15 Shultz Ronald Craig GM, ACI Speedpay -$281,957.88 Transaction at $41.24, now +2.6%
2026-05-13 Shultz Ronald Craig GM, ACI Speedpay -$46,511.28 Transaction at $42.36, now -0.1%
2026-03-06 Warsop Thomas W III Director, President and CEO -$892,513.2 Transaction at $42.44, now -0.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for ACI Worldwide Inc (ACIW) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ACIW on Trend Edge →