UNH — UnitedHealth Group Incorporated

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates UNH Bearish with a Setup Score of 0, net conviction 38, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBearish
Net Conviction38
Actionability0 (no mans land)

Key signals behind this score

About UnitedHealth Group Incorporated

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$424.62
Market Cap$392.03B
Float905.4M
Shares Outstanding908.1M
P/E (Forward)23.31
P/E (TTM)32.05
Price/Sales (TTM)0.87
vs. Analyst Target-1.0% to analyst PT
Profit Margin2.68%
Operating Margin (TTM)8.05%
Revenue (TTM)$449.71B
Earnings Growth (YoY)0.70%
Dividend Rate9.3%
Analyst Target Price$420.46 (27 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $257.14B $15.40B $67.00B $25.30B
2021 $287.60B $17.29B $69.65B $27.07B
2022 $324.16B $20.12B $79.62B $31.84B
2023 $371.62B $22.38B $90.96B $36.33B
2024 $400.28B $14.40B $89.40B $28.08B
2025 $447.57B $12.06B $82.92B $23.06B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $111.62B $3.41B
Sep 2025 $113.16B $2.35B
Dec 2025 $113.22B $10.0M
Mar 2026 $111.72B $6.28B

Ownership & Float

Insider Ownership0.2%
Institutional Ownership85.9%
Short Float1.9%
% of All Funds Holding34.55%
Number of Funds Holding2,840

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$402.94Near-term / short-term trend
Weekly40-Week SMA$340.33Medium-term trend
Weekly80-Week SMA$367.86Cyclical trend (business cycle)
Weekly200-Week SMA$457.89Secular trend (multi-year)
Monthly10-Month SMA$344.33Near-term monthly trend
Monthly20-Month SMA$371.02Medium-term monthly trend
Monthly40-Month SMA$447.41Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$251.00 support 1.79x 10 months ago
$525.00 resistance 1.89x 14 months ago
$542.00 resistance 1.21x 16 months ago
$614.00 resistance 1.66x 18 months ago

Historical Earnings Reactions (129 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.11% 0.31% 65.12% 6.60% -20.57%
1 Day 0.32% 0.39% 59.69% 7.78% -28.37%
1 Week 0.09% -0.05% 47.29% 14.31% -39.36%
2 Weeks 0.29% 0.64% 54.26% 22.32% -37.94%
1 Month 1.30% 1.98% 62.50% 21.22% -33.28%

Next earnings: July 16, 2026 (4 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan4.1%61.9%42
Feb0.4%50.0%42
Mar3.5%69.0%42
Apr1.3%52.4%42
May4.4%73.8%42
Jun0.9%59.5%42
Jul1.3%65.9%41
Aug-0.4%48.8%41
Sep0.9%48.8%41
Oct2.7%61.0%41
Nov3.6%69.0%42
Dec2.7%64.3%42

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.02% 48.2% 1985
Tuesday 0.09% 48.1% 2155
Wednesday 0.19% 50.3% 2153
Thursday 0.06% 50.5% 2113
Friday 0.17% 49.7% 2101

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 85.9%

Insider Transactions — Smart Summary

Total insider ownership: 0.2%

12-Month Insider Activity Summary

Total Filings2
Net Value-$284,000
Net Shares Change-827
% of Float-0.0%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Conway Patrick Hugh Chief Executive Officer, Optum -$284,000 1 1 sell
Baker Charles D. -$9,613.35 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-27 Conway Patrick Hugh Chief Executive Officer, Optum -$284,000 Transaction at $355.00, now +19.6%
2025-09-15 Baker Charles D. -$9,613.35 Transaction at $356.05, now +19.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for UnitedHealth Group Incorporated (UNH) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for UNH on Trend Edge →