OSCR — Oscar Health Inc

Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Oscar Health Inc

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$23.73
Market Cap$6.28B
Float244.6M
Shares Outstanding265.5M
P/E (Forward)588.24
Price/Sales (TTM)0.47
vs. Analyst Target-23.7% to analyst PT
Profit Margin-0.30%
Operating Margin (TTM)15.15%
Revenue (TTM)$13.30B
Earnings Growth (YoY)125.60%
Dividend RateNone
Analyst Target Price$18.10 (7 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $590M -$407M $590M -$391M
2021 $1.92B -$573M $1.92B -$551M
2022 $4.13B -$606M $4.13B -$572M
2023 $5.86B -$271M $5.86B -$236M
2024 $9.18B $25.4M $1.84B $89.3M
2025 $11.70B -$443M $1.68B -$391M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $2.86B -$228M
Sep 2025 $2.99B -$137M
Dec 2025 $2.81B -$353M
Mar 2026 $4.65B $679M

Ownership & Float

Insider Ownership5.5%
Institutional Ownership66.1%
Short Float10.7%
% of All Funds Holding3.78%
Number of Funds Holding292

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$15.95Near-term / short-term trend
Weekly40-Week SMA$16.34Medium-term trend
Weekly80-Week SMA$15.60Cyclical trend (business cycle)
Weekly200-Week SMA$12.15Secular trend (multi-year)
Monthly10-Month SMA$16.76Near-term monthly trend
Monthly20-Month SMA$16.09Medium-term monthly trend
Monthly40-Month SMA$13.80Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Volume shelf data not available.

Historical Earnings Reactions (22 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 3.91% 2.80% 72.73% 29.98% -14.77%
1 Day 4.33% 3.42% 63.64% 30.26% -24.52%
1 Week 7.01% 8.03% 66.67% 47.37% -35.59%
2 Weeks 5.08% 4.89% 57.14% 42.21% -40.56%
1 Month 3.24% 1.64% 57.14% 46.74% -50.42%

Next earnings: May 6, 2026

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.28% 50.2% 243
Tuesday 0.11% 42.8% 269
Wednesday 0.29% 49.1% 267
Thursday -0.40% 43.7% 261
Friday 0.16% 44.1% 263

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 66.1%

Insider Transactions — Smart Summary

Total insider ownership: 5.5%

Founder-led management: Mario Schlosser (Co-Founder, CTO & Director), Josh Kushner (Co-Founder & Vice Chairman)

12-Month Insider Activity Summary

Total Filings18
Net Value-$21.2M
Net Shares Change5,959,704
% of Float2.4%
C-Suite Filings17
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
Schlosser Mario President of Technology and CTO -$17.1M 4 2 sell
Robinson Elbert O. Jr. -$410,750 1 1 sell
Blackley Richard Scott Chief Financial Officer -$257,369.19 1 N/A
McAnaney Adam Chief Legal Officer -$250,526.9 1 N/A
Liang Janet President, Oscar Insurance -$99,795.67 1 N/A
Baltrus Victoria Chief Accounting Officer -$62,102.82 1 N/A
Bertolini Mark T Chief Executive Officer -$11.92 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-12-04 – 2025-12-04 5 5 -$1.0M 5 C-suite
2026-03-04 – 2026-03-04 5 5 -$995,640.23 5 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-07 Bertolini Mark T Chief Executive Officer -$11.92 Transaction at $11.92, now +99.1%
2026-03-04 Schlosser Mario President of Technology and CTO -$325,845.65 Transaction at $13.39, now +77.2%
2026-03-04 McAnaney Adam Chief Legal Officer -$250,526.9 Transaction at $13.39, now +77.2%
2026-03-04 Liang Janet President, Oscar Insurance -$99,795.67 Transaction at $13.39, now +77.2%
2025-05-14 Robinson Elbert O. Jr. -$410,750 Transaction at $16.43, now +44.4%
2025-11-13 Schlosser Mario President of Technology and CTO -$6.0M Transaction at $15.21, now +56.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Oscar Health Inc (OSCR) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for OSCR on Trend Edge →