200wk Uptrend — rising+above (sma 30.62 vs px 31.81)
Funds Accumulating — momZ +1.17 · 2.37→2.57
Short Squeeze Setup — velZ +1.13 · age 12w×1.00 · 15.28%
Founder-Led — founder/CEO led
Hidden Gem — stWatch 71.00
About The Baldwin Insurance Group, Inc.
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and M… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Insurance Brokers
Exchange: NASDAQ
IPO Date: October 24, 2019
Headquarters: 4211 West Boy Scout Blvd., Tampa, FL, United States, 33607
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Lowry Baldwin (Co-Founder & Chairman), Trevor Lowry Baldwin (Co-Founder, CEO & Non-Independent Director), Elizabeth Krystyn (Co-Founder), Laura Sherman (Co-Founder)
Key Metrics
Current Price
$31.81
Market Cap
$3.08B
Float
89.5M
Shares Outstanding
96.8M
P/E (Forward)
12.30
Price/Sales (TTM)
1.77
vs. Analyst Target
+5.8% to analyst PT
Profit Margin
-4.68%
Operating Margin (TTM)
2.00%
Revenue (TTM)
$1.74B
Earnings Growth (YoY)
-90.00%
Dividend Rate
None
Analyst Target Price
$33.67
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$232M
-$15.7M
$57.6M
$18.7M
2021
$560M
-$30.6M
$160M
$65.1M
2022
$969M
-$41.8M
$250M
$87.6M
2023
$1.21B
-$90.1M
$296M
$117M
2024
$1.38B
-$24.5M
$344M
$165M
2025
$1.50B
-$33.8M
$192M
$197M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$365M
-$18.7M
Dec 2025
$347M
-$25.9M
Mar 2026
$532M
$2.3M
Jun 2026
$493M
-$39.0M
Ownership & Float
Insider Ownership
2.6%
Institutional Ownership
103.5%
Short Float
12.8%
% of All Funds Holding
2.57%
Number of Funds Holding
226
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$31.15
Near-term / short-term trend
Weekly
40-Week SMA
$24.70
Medium-term trend
Weekly
80-Week SMA
$29.06
Cyclical trend (business cycle)
Weekly
200-Week SMA
$30.62
Secular trend (multi-year)
Monthly
10-Month SMA
$25.80
Near-term monthly trend
Monthly
20-Month SMA
$29.85
Medium-term monthly trend
Monthly
40-Month SMA
$31.64
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$19.80
support
1.50x
3 months ago
$36.10
resistance
1.60x
13 months ago
$48.00
resistance
1.20x
21 months ago
Historical Earnings Reactions (28 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.57%
0.30%
50.00%
16.37%
-18.54%
1 Day
0.51%
-0.36%
50.00%
25.64%
-23.63%
1 Week
2.19%
-0.16%
50.00%
31.65%
-13.81%
2 Weeks
2.19%
0.97%
53.57%
36.26%
-21.64%
1 Month
6.18%
3.98%
57.14%
62.53%
-12.12%
Next earnings: November 3, 2026 (24 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-5.7%
28.6%
7
Feb
5.5%
85.7%
7
Mar
-5.2%
42.9%
7
Apr
-3.5%
28.6%
7
May
0.2%
42.9%
7
Jun
17.2%
85.7%
7
Jul
4.5%
85.7%
7
Aug
17.3%
85.7%
7
Sep
-7.3%
28.6%
7
Oct
-3.2%
50.0%
6
Nov
7.2%
85.7%
7
Dec
-3.3%
28.6%
7
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.07%
48.6%
327
Tuesday
0.06%
50.1%
361
Wednesday
-0.17%
47.6%
357
Thursday
0.33%
53.4%
350
Friday
0.32%
53.6%
349
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 103.5%
Insider Transactions — Smart Summary
Total insider ownership: 2.6%
Founder-led management: Lowry Baldwin (Co-Founder & Chairman), Trevor Lowry Baldwin (Co-Founder, CEO & Non-Independent Director), Elizabeth Krystyn (Co-Founder), Laura Sherman (Co-Founder)
12-Month Insider Activity Summary
Total Filings
6
Net Value
-$6.4M
Net Shares Change
-577,887
% of Float
-0.6%
C-Suite Filings
3
Clusters Detected
0
Key Insiders
Name
Title
Net Value
Filings
Activity
Krystyn Elizabeth
-$6.8M
2
2 sell
Roche James Morgan
President, The Baldwin Group and CEO, Underwriting, Capacity and Technology Operations
-$6.1M
2
2 sell
Sparks Paul Eugene
+$1.0M
1
1 buy
Cohen Seth Bala
General Counsel
-$300,150
1
1 sell
Significant Filings
Date
Insider
Title
Net Value
Price After
2026-05-15
Cohen Seth Bala
General Counsel
-$300,150
Transaction at $20.01, now +59.0%
2026-03-04
Sparks Paul Eugene
+$1.0M
Transaction at $22.66, now +40.4%
2025-12-15
Roche James Morgan
President, The Baldwin Group and CEO, Underwriting, Capacity and Technology Operations
-$5.7M
Transaction at $23.93, now +32.9%
2025-12-09
Roche James Morgan
President, The Baldwin Group and CEO, Underwriting, Capacity and Technology Operations
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