XHG — XChange TEC.INC

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About XChange TEC.INC

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$0.98
Market Cap$51.0M
Float100.46B
Shares Outstanding46.6M
Price/Sales (TTM)0.14
Profit Margin-204.90%
Operating Margin (TTM)-10.90%
Revenue (TTM)$365M
Dividend RateNone

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $1.21B -$1.53B -$9.7M -$1.14B
2021 $1.04B -$569M $86.6M $51.9M
2022 $652M $820M -$58.7M -$69.1M
2023 N/A -$71.3M N/A -$3.3M
2024 $40.0M -$227M $1.8M -$81.3M
2025 $50.6M -$104M $1.1M -$99.9M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Dec 2024 $87.8M -$339M
Mar 2025 $87.8M -$339M
Jun 2025 $24.3M -$93.7M
Dec 2025 $26.4M -$9.8M

Ownership & Float

Short Float0.0%
% of All Funds Holding0.01%
Number of Funds Holding1

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$0.98Near-term / short-term trend
Weekly40-Week SMA$0.99Medium-term trend
Weekly80-Week SMA$6.19Cyclical trend (business cycle)
Weekly200-Week SMA$6694.03Secular trend (multi-year)
Monthly10-Month SMA$0.98Near-term monthly trend
Monthly20-Month SMA$8.83Medium-term monthly trend
Monthly40-Month SMA$1796.41Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$2.30 resistance 5.18x 11 months ago
$15.70 resistance 1.72x 12 months ago
$34.00 resistance 4.63x 16 months ago
$176.00 resistance 4.62x 18 months ago
$264.00 resistance 4.41x 19 months ago

Historical Earnings Reactions (14 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 1.35% 0.00% 42.86% 11.76% -6.78%
1 Day 1.34% 0.54% 50.00% 16.67% -16.69%
1 Week 2.79% -4.15% 28.57% 45.10% -10.94%
2 Weeks -4.15% -9.25% 35.71% 28.03% -29.47%
1 Month -4.51% -5.04% 35.71% 40.75% -43.39%

Next earnings: April 8, 2026

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -1.14% 39.4% 307
Tuesday 0.10% 42.6% 340
Wednesday -0.45% 37.4% 337
Thursday -0.92% 35.2% 330
Friday 0.85% 38.5% 330

Top Institutional Holders

Institutional holder breakdown coming soon.

Insider Transactions — Smart Summary

Full insider transaction history and smart buy/sell sentiment summary available on Trend Edge.

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for XChange TEC.INC (XHG) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for XHG on Trend Edge →