C — Citigroup Inc.

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Citigroup Inc.

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial instituti… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$126.86
Market Cap$213.57B
Float1.70B
Shares Outstanding1.71B
P/E (Forward)11.79
P/E (TTM)15.48
Price/Sales (TTM)2.71
vs. Analyst Target+15.8% to analyst PT
Profit Margin20.36%
Operating Margin (TTM)34.08%
Revenue (TTM)$78.73B
Earnings Growth (YoY)56.10%
Dividend Rate2.4%
Analyst Target Price$146.84 (22 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $88.83B $11.05B $58.12B $17.57B
2021 $79.87B $21.95B $75.78B $31.43B
2022 $100.22B $14.85B $69.37B $23.07B
2023 $155.38B $9.23B $67.90B $17.47B
2024 $170.71B $12.68B $71.12B $21.36B
2025 $168.30B $14.27B $74.98B $23.10B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $42.35B $4.02B
Sep 2025 $43.84B $3.75B
Dec 2025 $40.85B $2.43B
Mar 2026 $44.14B $5.79B

Ownership & Float

Insider Ownership0.3%
Institutional Ownership81.6%
Short Float0.0%
% of All Funds Holding27.94%
Number of Funds Holding2,296

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$123.55Near-term / short-term trend
Weekly40-Week SMA$111.25Medium-term trend
Weekly80-Week SMA$94.25Cyclical trend (business cycle)
Weekly200-Week SMA$68.79Secular trend (multi-year)
Monthly10-Month SMA$111.37Near-term monthly trend
Monthly20-Month SMA$93.70Medium-term monthly trend
Monthly40-Month SMA$73.21Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$107.00 support 1.21x 1 months ago
$85.00 support 1.15x 9 months ago
$65.00 support 1.04x 17 months ago

Historical Earnings Reactions (129 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.44% 0.25% 61.24% 8.87% -6.58%
1 Day 0.17% 0.31% 56.59% 12.64% -20.00%
1 Week 0.38% 0.98% 58.91% 17.22% -23.65%
2 Weeks 0.83% 1.19% 57.36% 26.71% -14.89%
1 Month 0.89% 1.48% 55.81% 53.67% -47.42%

Next earnings: July 14, 2026 (47 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan2.2%59.2%49
Feb-1.7%42.0%50
Mar2.5%52.0%50
Apr2.5%62.0%50
May0.9%55.1%49
Jun0.6%59.2%49
Jul2.0%57.1%49
Aug0.6%55.1%49
Sep-1.5%42.9%49
Oct1.1%57.1%49
Nov1.7%57.1%49
Dec0.1%53.1%49

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.04% 45.2% 2352
Tuesday 0.14% 48.9% 2552
Wednesday 0.14% 49.1% 2552
Thursday -0.03% 46.8% 2503
Friday 0.02% 47.5% 2490

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 81.6%

Insider Transactions — Smart Summary

Total insider ownership: 0.3%

12-Month Insider Activity Summary

Total Filings11
Net Value-$22.8M
Net Shares Change-66,530
% of Float-0.0%
C-Suite Filings8
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Torres Cantu Ernesto Head of International -$7.5M 1 2 sell
Giles Nicole CHIEF ACCOUNTING OFFICER -$3.7M 2 2 sell
Habner Pamela Head of U.S. Consumer Cards -$3.5M 1 1 sell
Skyler Edward Hd of Ent Svc and Public Affairs -$3.3M 1 1 sell
LUCHETTI GONZALO Head of U.S. Personal Banking -$2.3M 1 1 sell
Garg Sunil CEO, Citibank, N.A. -$2.1M 1 1 sell
Mason Mark Chief Financial Officer -$416,045.191 1 1 sell
DUGAN JOHN CUNNINGHAM -$265,260.1 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-13 – 2026-02-24 6 6 -$17.8M 6 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-17 Skyler Edward Hd of Ent Svc and Public Affairs -$3.3M Transaction at $131.41, now -3.5%
2026-04-17 Giles Nicole CHIEF ACCOUNTING OFFICER -$1.7M Transaction at $131.80, now -3.7%
2026-02-13 Torres Cantu Ernesto Head of International -$7.5M Transaction at $111.12, now +14.2%
2026-05-12 DUGAN JOHN CUNNINGHAM -$265,260.1 Transaction at $125.30, now +1.2%
2025-11-03 CITIGROUP INC +$70,610.647 Transaction at $26.37, now +381.1%
2026-02-13 LUCHETTI GONZALO Head of U.S. Personal Banking -$2.3M Transaction at $115.03, now +10.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Citigroup Inc. (C) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for C on Trend Edge →